Method to challenge cell phone user for fraudulent use

• US 20060286965A1
• Filed: 06/21/2005
• Published: 12/21/2006
• Est. Priority Date: 06/21/2005
• Status: Active Grant

• Current Assignee: International Business Machines Corporation
• Original Assignee: International Business Machines Corporation
• Inventors: Schneider, Elena, Lauridsen, Christina Karen, Rojas, Hypatia, Sloan, Robert Kevin
• Granted Patent: US 7,373,137 B2
• Time in Patent Office: Days
• US Class Current: 455/410
• CPC Class Codes: H04M 1/673 the user being required to key in a code

Abstract

A method and system for monitoring calls being made from a cellular phone and preventing calls being made to unauthorized numbers, as defined by the owner of the cellular phone. A security challenge is issued to a cell phone user when a suspicious, previously unknown telephone number is attempted to be called. Approved/safe numbers and/or area codes are stored within the phone and/or in a subscriber'"'"'s account accessible and updated via the Internet. If the user is unable to provide the correct security code in response to the challenge, the user is prevented from making the call to the particular number.

Claims

1. A communication device comprising:

means for receiving a destination identifier (ID) to which a communication is desired;

means for comparing the destination ID to one or more lists of approved destination IDs; and

means, when said destination ID matches one of the approved destination IDs, for enabling the communication to the destination ID from the communication device.

2. The communication device of claim 1, further comprising:

means, when the destination ID does not match one of the approved destination IDs, for preventing completion of the communication from the communication device to that destination ID;

means for prompting a user for entry of a pre-established user code; and

means for enabling communication from the communication device to the entered destination ID when a code entered by the user matches the pre-established user code.

3. The communication device of claim 2, further comprising:

means for enabling entry of a security code during set up of the communication device;

means for storing the security code as a pre-established user code in persistent storage; and

means for retrieving the pre-established user code and comparing the pre-established user code to a subsequent code entered by the user, wherein said means for enabling includes means for comparing the subsequent code to the pre-established user code.

4. The communication device of claim 1, further comprising:

a wireless communication circuit that enables transmission of wireless communication from the communication device to a terminating device associated with the entered destination ID; and

wherein the communication is a wireless communication and the destination ID is one of a number to a phone device or an address of a network device, accessible from the communication device.

5. The communication device of claim 1, wherein the communication device is a wireless cellular phone and the destination ID includes an area code of a telephone number, wherein specific ones of available area codes correspond to the approved destination IDs to which calls may be made and calls made to those specific area codes are completed while calls made to area codes that do not match one of the specific area codes are not completed without user entry of the pre-established user code.

6. The communication device of claim 1, further comprising:

means for generating a user directory within which a user enters destination IDs;

means for providing an approved list of approved destination IDs;

means for recording destination IDs to which previous communications are received or transmitted, said destination IDs being recorded within a list of recently utilized destination IDs; and

means for creating a list of un-approved destination IDs corresponding to destinations for which entry of the pre-established user code is required.

7. The communication device of claim 1, further comprising:

means for prompting a user to store a destination ID and received call ID for a recently completed communication to a list of recently communicated IDs; and

means, responsive to the user selecting an option to store the destination ID or received call ID, for updating the list of recently communicated IDs to include the destination ID or received call ID such that subsequent calls to that destination ID and calls to the received call ID are completed without requiring user entry of the code.

8. The communication device of claim 1, further comprising:

means for limiting a requirement for entry of the pre-established user code by geographical parameters, wherein a first set of destination IDs are automatically restricted from being available for termination of a communication from the communication device when the communication device is in a first geographical location, such that the pre-established code is required to complete a call from the first geographical location, while communication to the first set of destination IDs is automatically allowed when in another pre-defined geographical location.

9. The communication device of claim 1, further comprising:

means for limiting a requirement for entry of the pre-established user code by time-of-day and date-specific parameters, wherein a specific destination ID is automatically restricted from being available for termination of a communication from the communication device when the present time of day or date is one of a preset time or date in which the communication device is restricted from completing a call to that specific destination ID, such that the pre-established code is required to complete a call during the present time of data or date, while communication to the specific destination IDs is automatically allowed during another time or date.

10. The communication device of claim 1, wherein the communication device is a wireless cell phone and the destination ID is a telephone number.

11. In a communication device, a method comprising:

receiving a destination identifier (ID) to which a communication is desired;

comparing the destination ID to one or more lists of approved destination IDs; and

when said destination ID matches one of the approved destination IDs, enabling the communication to the destination ID from the communication device.

12. The method of claim 11, further comprising:

when the destination ID does not match one of the approved destination IDs, preventing completion of the communication from the communication device to that destination ID;

prompting a user for entry of a pre-established user code; and

enabling communication from the communication device to the entered destination ID when a code entered by the user matches the pre-established user code.

13. The method of claim 12, further comprising:

enabling entry of a security code during set up of the communication device;

storing the security code as a pre-established user code in persistent storage; and

retrieving the pre-established user code and comparing the pre-established user code to a subsequent code entered by the user, wherein said means for enabling includes means for comparing the subsequent code to the pre-established user code.

14. The method of claim 11, further comprising:

enabling transmission of wireless communication from the communication device to a terminating device associated with the entered destination ID, wherein the communication is a wireless communication and the destination ID is one of a number to a phone device or an address of a network device, accessible from the communication device.

15. The method of claim 11, further comprising:

generating a user directory within which a user enters destination IDs;

providing an approved list of approved destination IDs;

recording destination IDs to which previous communications are received or transmitted, said destination IDs being recorded within a list of recently utilized destination IDs; and

establishing a list of un-approved destination IDs corresponding to destinations for which entry of the pre-established user code is required.

16. The method of claim 11, further comprising:

prompting a user to store a destination ID and received call ID for a recently completed communication to a list of recently communicated IDs; and

responsive to the user selecting an option to store the destination ID or received call ID, updating the list of recently communicated IDs to include the destination ID or received call ID such that subsequent calls to that destination ID and calls to the received call ID are completed without requiring user entry of the code.

17. The method of claim 11, further comprising:

limiting a requirement for entry of the pre-established user code by geographical parameters, wherein a first set of destination IDs are automatically restricted from being available for termination of a communication from the communication device when the communication device is in a first geographical location, such that the pre-established code is required to complete a call from the first geographical location, while communication to the first set of destination IDs is automatically allowed when in another pre-defined geographical location.

18. The method of claim 11, further comprising:

limiting a requirement for entry of the pre-established user code by time-of-day and date-specific parameters, wherein a specific destination ID is automatically restricted from being available for termination of a communication from the communication device when the present time of day or date is one of a preset time or date in which the communication device is restricted from completing a call to that specific destination ID, such that the pre-established code is required to complete a call during the present time of data or date, while communication to the specific destination IDs is automatically allowed during another time or date.

19. A computer program product comprising:

a computer readable medium; and

program code on the computer readable medium for.

receiving a destination identifier (ID) to which a communication is desired;

comparing the destination ID to one or more lists of approved destination IDs;

when said destination ID matches one of the approved destination IDs, enabling the communication to the destination ID from the communication device;

when the destination ID does not match one of the approved destination IDs, preventing completion of the communication from a communication device to that destination ID;

prompting a user for entry of a pre-established user code; and

enabling communication from the communication device to the entered destination ID when a code entered by the user matches the pre-established user code.

20. The computer program product of claim 19, further comprising program code for:

generating a user directory within which a user enters destination IDs;

providing an approved list of approved destination IDs, wherein when the communication device is a wireless cellular phone and the destination ID includes an area code of a telephone number, and wherein, when specific ones of available area codes correspond to the approved destination IDs to which calls may be made, calls made to those specific area codes are completed while calls made to area codes that do not match one of the specific area codes are not completed without user entry of the pre-established user code;

recording destination IDs to which previous communications are received or transmitted, said destination IDs being recorded within a list of recently utilized destination IDs;

establishing a list of un-approved destination IDs corresponding to destinations for which entry of the pre-established user code is required;

prompting a user to store a destination ID and received call ID for a recently completed communication to a list of recently communicated IDs; and

responsive to the user selecting an option to store the destination ID or received call ID, updating the list of recently communicated IDs to include the destination ID or received call ID such that subsequent calls to that destination ID and calls to the received call ID are completed without requiring user entry of the code.