Systems and methods for managing premiums
First Claim
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1. A system for managing premiums, the system comprising:
- a central management hub having a plurality of modules designed to manage premiums; and
a user interface designed to interact with multiple types of users.
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Abstract
Systems and methods for managing premiums via a central management hub that interacts with multiple types of users. The rewards underlying the premiums may include travel, services, merchandise, or cash discounts. The premiums of the present invention have multiple expanded options.
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Citations
23 Claims
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1. A system for managing premiums, the system comprising:
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a central management hub having a plurality of modules designed to manage premiums; and
a user interface designed to interact with multiple types of users. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16)
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17. A computer data signal embodied in a transmission medium such as a carrier wave comprising instructions for:
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selling the expanded option premiums;
redeeming the expanded option premiums; and
fulfilling the expanded option premiums.
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18. A computer-readable medium comprising instructions for:
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creating a plurality of expanded option premiums;
selling the expanded option premiums;
redeeming the expanded option premiums; and
fulfilling the expanded option premiums.
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19. An automated, scalable system comprising:
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a computer-based central management hub;
means for user access to said hub; and
means for creating, selling, redeeming, and fulfilling a plurality of expanded option premiums.
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20. An expanded option premium comprising:
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large choice groups;
numerous choice groups; and
disparate choice categories. - View Dependent Claims (21, 22, 23)
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Specification