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Browser-based payment system

  • US 20070005685A1
  • Filed: 08/18/2006
  • Published: 01/04/2007
  • Est. Priority Date: 09/16/2002
  • Status: Abandoned Application
First Claim
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1. A payment system comprising:

  • a server connecting to a first network using a communication protocol, the server being connected to banking network, the server hosting a virtual terminal application including a setup page and a plug-in component;

    a computer, running an operating system, being connected to the first network using the same communication protocol used in the first network so that the computer and the server is able to exchange data bi-directionally;

    a card reader being connected to the computer through its ports; and

    a browser which runs in the computer, the computer being able to access the server to retrieve the virtual terminal application from the server;

    Wherein, upon browser'"'"'s accessing the Universal Resource Locator of the virtual terminal application, the server provisions the computer the virtual terminal application including the setup page and the plug-in component;

    upon being provisioned first time, the virtual terminal application automatically configures the card reader and stores the information about the card reader in a cookie in the computer; and

    the browser executes the plug-in component so that it allows the virtual terminal application to interface with the card reader.

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