Payment transactions via substantially instant communication system
First Claim
Patent Images
1. A system comprising:
- a network-based device providing an interface including;
a messaging pane to facilitate substantially instant communication via a network; and
a payment transaction feature to receive a payment transaction request in association with a message in the messaging pane; and
a server in communication with the network-based device to process the payment transaction request.
2 Assignments
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Accused Products
Abstract
A method and a system conducts payment transactions via instant messaging. The system includes a messaging interface to receive a payment transaction request at a payment application from a network-based device via a network. The messaging interface facilitates substantially instant communication over the network. The payment application, responsive to receiving the payment transaction request, transfers a payment from a user associated with the network-based device to a third party.
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Citations
29 Claims
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1. A system comprising:
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a network-based device providing an interface including;
a messaging pane to facilitate substantially instant communication via a network; and
a payment transaction feature to receive a payment transaction request in association with a message in the messaging pane; and
a server in communication with the network-based device to process the payment transaction request. - View Dependent Claims (2, 3, 4, 5)
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6. A system comprising:
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a network-based device providing a messaging interface to process a payment transaction request for a user associated with the network-based device, the messaging interface to facilitate substantially instant communication over a network; and
a server providing a payment application being responsive to receipt of the payment transaction request from the network-based device via the network and to transfer a payment from the user to a third party. - View Dependent Claims (7, 8, 9, 10, 11, 12, 13, 14, 15, 16)
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17. A method comprising:
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receiving a request at a financial service provider from a network-based device via a messaging interface facilitating substantially instant communication over a network, the network-based device being associated with a user, the request being associated with a third party; and
responsive to receiving the request, transferring a payment from the user to the third party via the financial service provider. - View Dependent Claims (18, 19, 20, 21, 22, 23, 24, 25)
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26. An article of manufacture comprising at least one machine readable storage medium having one or more computer programs stored thereon and operable on one or more computing systems to:
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receive a request at a financial service provider from a network-based device via a messaging interface facilitating substantially instant communication over a network, the network-based device being associated with a user, the request being associated with a third party; and
responsive to receiving the request, transfer a payment from the user to the third party via the financial service provider
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27. A system comprising:
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means for receiving a request at a financial service provider from a network-based device via a messaging interface, the network-based device being associated with a user, the request being associated with a third party, the messaging interface to facilitate substantially instant communication over a network; and
responsive to receiving the request, means for transferring a payment from the user to the third party via the financial service provider. - View Dependent Claims (28, 29)
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Specification