Methods and systems for playing baccarat jackpot with an option for insurance betting

• US 20070032283A1
• Filed: 12/19/2005
• Published: 02/08/2007
• Est. Priority Date: 08/05/2005
• Status: Active Grant

• Current Assignee: IGT (International Game Technology)
• Original Assignee: Jay Chun
• Inventors: Chun, Jay
• Granted Patent: US 7,914,368 B2
• Time in Patent Office: Days
• US Class Current: 463/12
• CPC Class Codes: A63F 1/14 Card dealers
• CPC Class Codes: A63F 2001/001 Bridge or baccarat
• CPC Class Codes: A63F 2001/005 Poker
• CPC Class Codes: A63F 2001/008 adapted for being playable on a screen
• CPC Class Codes: A63F 2003/0017 progressive jackpot
• CPC Class Codes: A63F 3/00157 Casino or betting games horse races A63F3/00082
• CPC Class Codes: G07F 17/32 for games, toys, sports, or amusements
• CPC Class Codes: G07F 17/322 Casino tables, e.g. tables having integrated screens, chip detection means
• CPC Class Codes: G07F 17/3225 Data transfer within a gaming system, e.g. data sent between gaming machines and users
• CPC Class Codes: G07F 17/3258 Cumulative reward schemes, e.g. jackpots
• CPC Class Codes: G07F 17/3262 Player actions which determine the course of the game, e.g. selecting a prize to be won, outcome to be achieved, game to be played
• CPC Class Codes: G07F 17/3286 Type of games
• CPC Class Codes: G07F 17/3288 Betting, e.g. on live events, bookmaking
• CPC Class Codes: G07F 17/3293 Card games, e.g. poker, canasta, black jack

Abstract

A method and system for playing jackpot and live baccarat games with an option for insurance betting are provided. It is also provided a software program or a set of software program for carrying out any or all the steps of the disclosed gaming method.

Claims

1. A method of playing a live baccarat game which allows a player to place an insurance bet, comprising

dealing first two cards to a player'"'"'s hand and two cards to a banker'"'"'s hand according to a set of conventional baccarat rules,

allowing at least a first player to place a bet on live baccarat on either the banker'"'"'s hand to win or the player'"'"'s hand to win,

determining (1) that an insurance bet for the banker'"'"'s hand is available for the player to place the insurance bet if the sum of the first two cards of the banker'"'"'s hand is larger than that of a player'"'"'s hand;

and/or (2) that an insurance bet for the player'"'"'s hand is available for the player to place the insurance bet if the sum of the first two cards of the player'"'"'s hand is larger than that of a banker'"'"'s hand,

allowing the first player to place (1) the insurance bet for the banker'"'"'s hand if the first player has betted on the banker'"'"'s hand to win on live baccarat;

or (2) the insurance bet for the player'"'"'s hand if the first player has betted on the player'"'"'s hand to win on live baccarat,

determining (1) the outcome of the insurance bet for the banker'"'"'s hand according to a payout ratio for the insurance bet for the banker'"'"'s hand if the player'"'"'s hand wins on live baccarat after a third card is dealt on the banker'"'"'s hand and/or the player'"'"'s hand; and

/or (2) the outcome of the insurance bet for the player'"'"'s hand according to a payout ratio for the insurance bet for the player'"'"'s hand if the banker'"'"'s hand wins on live baccarat after a third card is dealt on the banker'"'"'s hand, and

determining the outcome of the live baccarat game according to the set of carat rules.

2. The method of claim 1, wherein the payout ratio for the insurance bet for the banker'"'"'s hand is determined according to the table below:

Payout ratio if the Player wins after a third card is/are Sum of first 2 cards Sum of first 2 cards dealt on either/both of Banker'"'"'s hand of Player'"'"'s hand hand(s) 4 0 to 3 1.5×

 

 

5 0 to 4 2×

5 5 1×

6 0 to 5 3×

7 0 to 5 4.5×

 

 

and wherein the payout ratio for the insurance bet for the player'"'"'s hand is determined according to the table below;

Payout ratio if the Banker wins after a Sum of first 2 cards Sum of first 2 cards third card is dealt of Player'"'"'s hand of Banker'"'"'s hand on the Banker'"'"'s hand 6 0 to 5 3×

7 0 to 5 4.5×

 

 

5. The method of claim 1, further comprising:

allowing at least a second player to place a bet on jackpot where the second player can be same as or different from the first player, and

determining the outcome of the jackpot according to a combination of cards that comprises at least one zero-point cards.

6. The method of claim 5, wherein the bet on live baccarat is selected from the group consisting of a bet on player'"'"'s hand win, a bet on banker'"'"'s hand win, a tie bet, a bet on player pair, and a bet on bank pair,

where the bet on player'"'"'s hand win or the bet on banker'"'"'s hand win can combine with any or all of the tie bet, the bet on player pair and the bet on bank pair.

7. The method of claim 1, wherein the jackpot is won by a combination of cards that comprises A, K, Q, J, and 10, regardless of the suit.

8. The method of claim 6, wherein the jackpot is won by a combination of cards that comprises A, K, Q, J, 10 in spade, regardless of the sequence.

9. The method of claim 6, wherein the jackpot is won by a combination of cards that comprises K, Q, J, 10 in spade and A in either heart, club or diamond, regardless of the sequence.

10. The method of claim 5, wherein the outcome of the jackpot is determined according to Rule (I), which provides that Paradise Jackpot™

is won if any of the following is met;

1) any five cards forming a sequence, regardless of the order they are drawn,

2) five cards of a kind,

3) four cards of a kind, regardless of the order they are drawn,

4) three cards of a kind plus a pair, regardless of the order they are drawn,

5) three cards of a kind, regardless of the order they are drawn,

6) two pairs, regardless of the order they are drawn, or

7) all the 5 cards of the same symbols (same suit);

spade, heart, club or diamond,

11. The method of claim 5, wherein the outcome of the jackpot is determined according to Rules (II) (A-C), which provide that the Paradise Jackpot™

is won by any specific combination of the first four, three or two cards drawn in the live baccarat game, wherein;

Rules (II)(A) specifies that the first four cards that are drawn form a combination selected from the group consisting of;

1) the first four cards forming a sequence, with regard to/regardless of the order they are drawn;

2) the first four cards of a kind;

3) three cards of a kind, with regard to/regardless of the order they are drawn;

4) two cards of a kind plus a pair, with regard to/regardless of the order they are drawn, which is a two pair sequence;

5) two cards of a kind, with regard to/regardless of the order they are drawn; and

6) all the four cards of the same symbols (same suit;

spade, heart, club or diamond,

Rule (II)(B) specifies that the first three cards that are drawn form a combination selected from the group consisting of;

1) the first three cards forming a sequence, with regard to/regardless of the order they are drawn;

2) the first three cards of a kind;

3) two cards of a kind, with regard to/regardless of the order they are drawn;

4) two cards forming a pair, with regard to/regardless of the order they are drawn; and

5) all the three cards of the same symbols (same suit);

spade, heart, club or diamond, and

Rule (II)(C) specifies that the first two cards that are drawn form a combination selected from the group consisting of;

1) the first two cards forming a sequence, with regard to/regardless of the order they are drawn;

2) the first two cards of a kind, which is also a pair; and

3) the first two cards of the same symbols (same suit);

spade, heart, club or diamond.

12. The method of claim 5, wherein the outcome of the jackpot is determined according to Rules (III)(A-E), which provide that the Paradise Jackpot™

is won by any specific combination of the last six, five, four, three or two cards drawn in the live baccarat game, with regard to/regardless of the drawn sequence they are drawn, wherein;

Rule (III)(A) provides that the last six cards that are drawn form a combination selected from the group consisting of;

1) the last six cards forming a sequence, with regard to/regardless of the drawn sequence they are drawn;

2) six cards of a kind;

3) five cards of a kind, with regard to/regardless of the order they are drawn;

4) four cards of a kind, with regard to/regardless of the order they are drawn;

5) four cards of a kind plus a pair, with regard to/regardless of the order they are drawn;

6) three cards of a kind plus a pair, with regard to/regardless of the order they are drawn;

7) three cards of a kind, with regard to/regardless of the order they are drawn;

8) three pairs, with regard to/regardless of the order they are drawn; and

9) all the six cards of the same symbols (same suit);

spade, heart, club or diamond,

Rule (III)(B) provides that the last five cards that are drawn form a combination selected from the group consisting of;

1) the last five cards forming a sequence, with regard to/regardless of the order they are drawn;

2) five cards of a kind;

3) four cards of a kind, with regard to/regardless of the order they are drawn;

4) three cards of a kind plus a pair, regardless of the order they are drawn;

5) three cards of a kind, regardless of the order they are drawn;

6) two pairs, regardless of the order they are drawn; and

7) all the 5 cards of the same symbols (same suit);

spade, heart, club or diamond,

Rule (III)(C) provides that the last four cards that are drawn form a combination selected from the group consisting of;

1) the last four cards forming a sequence, with regard to/regardless of the order they are drawn;

2) the last four cards of a kind;

3) three cards of a kind, with regard to/regardless of the order they are drawn;

4) two cards of a kind plus a pair, regardless of the order they are drawn, which is a two pair sequence;

5) two cards of a kind, regardless of the order they are drawn; and

6) all the four cards of the same symbols (same suit);

spade, heart, club or diamond,

Rule (III)(D) provides that the last three cards that are drawn form a combination selected from the group consisting of;

1) the last three cards forming a sequence, with regard to/regardless of the order they are drawn;

2) the last three cards of a kind;

3) two cards of a kind, with regard to/regardless of the order they are drawn;

4) two cards forming a pair, with regard to/regardless of the order they are drawn; and

5) all the last three cards of the same symbols (same suit);

spade, heart, club or diamond, and

Rule (III)(E) provides that the last two cards that are drawn form a combination selected from the group consisting of;

1) the last two cards forming a sequence, with regard to/regardless of the order they are drawn;

2) the last two cards of a kind, which is also a pair; and

3) the last two cards of the same symbols (same suit);

spade, heart, club or diamond.

21. A software program or a plurality of software programs that allows one to play a baccarat game according to the method as defined in claim 1.

23. A software program or a plurality of software programs that allows one to play a baccarat game according to the method as defined in claim 5.

25. A system for playing live baccarat game, comprising the software program as defined in claim 21.

27. A system for playing live baccarat game, comprising the software program as defined in claim 23.

29. An electronic device or entertainment gaming machine comprising the software program or the plurality of software programs as defined in claim 21.

31. An electronic device or entertainment gaming machine comprising the software program or the plurality of software programs as defined in claim 23.

33. The electronic device of claim 29, which is a laptop or desktop computer.

35. The electronic device of claim 31, which is a laptop or desktop computer.

3. A method of playing a live baccarat game which allows a player to place an insurance bet, comprising

dealing first three cards to a player'"'"'s according to a set of conventional baccarat rules,

allowing at least a first player to place a bet on live baccarat on either the banker'"'"'s hand to win or the player'"'"'s hand to win,

determining that an insurance bet for the player'"'"'s hand is available for the player to place the insurance bet if the sum of the three cards of the player'"'"'s hand is larger than the sum of the first two cards of the banker'"'"'s hand,

allowing the first player to place the insurance bet for the player'"'"'s hand if the first player has betted on the player'"'"'s hand to win on live baccarat,

determining the outcome of the insurance bet for the player'"'"'s hand according to a payout ratio for the insurance bet for the player'"'"'s hand if the banker'"'"'s hand wins on live baccarat after a third card is dealt on the banker'"'"'s hand, and

determining the outcome of the live baccarat game according to the set of conventional baccarat rules.

4. The method of claim 3, wherein the payout ratio for the insurance bet is determined according to the table below:

Payout ratio if the Banker wins after a Sum of first 3 cards Sum of first 2 cards third card is dealt of Player'"'"'s hand of Banker'"'"'s hand on the Banker'"'"'s hand 4 0 to 3 1×

5 0 to 4 2×

8 0 to 5 9×

9 0 to 5 11×

 

13. The method of claim 3, further comprising:

allowing at least a second player to place a bet on jackpot where the second player can be the same as or different from the first player, and

determining the outcome of the jackpot according to a combination of cards that comprises at least one zero-point cards.

14. The method of claim 13, wherein the bet on live baccarat is selected from the group consisting of a bet on player'"'"'s hand win, a bet on banker'"'"'s hand win, a tie bet, a bet on player pair, and a bet on bank pair,

where the bet on player'"'"'s hand win or the bet on banker'"'"'s hand win can combine with any or all of the tie bet, the bet on player pair and the bet on bank pair.

15. The method of claim 13, wherein the jackpot is won by a combination of cards that comprises A, K, Q, J, and 10, regardless of the suit.

16. The method of claim 14, wherein the jackpot is won by a combination of cards that comprises A, K, Q, J, 10 in spade, regardless of the sequence.

17. The method of claim 14, wherein the jackpot is won by a combination of cards that comprises K, Q, J, 10 in spade and A in either heart, club or diamond, regardless of the sequence.

18. The method of claim 13, wherein the outcome of the jackpot is determined according to Rule (I), which provides that Paradise Jackpot™

is won if any of the following is met;

1) any five cards forming a sequence, regardless of the order they are drawn,

2) five cards of a kind,

3) four cards of a kind, regardless of the order they are drawn,

4) three cards of a kind plus a pair, regardless of the order they are drawn,

5) three cards of a kind, regardless of the order they are drawn,

6) two pairs, regardless of the order they are drawn, or

7) all the 5 cards of the same symbols (same suit);

spade, heart, club or diamond,

19. The method of claim 13, wherein the outcome of the jackpot is determined according to Rules (II) (A-C), which provide that the Paradise Jackpot™

is won by any specific combination of the first four, three or two cards drawn in the live baccarat game, wherein;

Rules (II)(A) specifies that the first four cards that are drawn form a combination selected from the group consisting of;

1) the first four cards forming a sequence, with regard to/regardless of the order they are drawn;

2) the first four cards of a kind;

3) three cards of a kind, with regard to/regardless of the order they are drawn;

4) two cards of a kind plus a pair, with regard to/regardless of the order they are drawn, which is a two pair sequence;

5) two cards of a kind, with regard to/regardless of the order they are drawn; and

6) all the four cards of the same symbols (same suit);

spade, heart, club or diamond,

Rule (II)(B) specifies that the first three cards that are drawn form a combination selected from the group consisting of;

1) the first three cards forming a sequence, with regard to/regardless of the order they are drawn;

2) the first three cards of a kind;

3) two cards of a kind, with regard to/regardless of the order they are drawn;

4) two cards forming a pair, with regard to/regardless of the order they are drawn; and

5) all the three cards of the same symbols (same suit);

spade, heart, club or diamond, and

Rule (II)(C) specifies that the first two cards that are drawn form a combination selected from the group consisting of;

1) the first two cards forming a sequence, with regard to/regardless of the order they are drawn;

2) the first two cards of a kind, which is also a pair; and

3) the first two cards of the same symbols (same suit);

spade, heart, club or diamond.

20. The method of claim 13, wherein the outcome of the jackpot is determined according to Rules (III)(A-E), which provide that the Paradise Jackpot™

is won by any specific combination of the last six, five, four, three or two cards drawn in the live baccarat game, with regard to/regardless of the drawn sequence they are drawn, wherein;

Rule (III)(A) provides that the last six cards that are drawn form a combination selected from the group consisting of;

1) the last six cards forming a sequence, with regard to/regardless of the drawn sequence they are drawn;

2) six cards of a kind;

3) five cards of a kind, with regard to/regardless of the order they are drawn;

4) four cards of a kind, with regard to/regardless of the order they are drawn;

5) four cards of a kind plus a pair, with regard to/regardless of the order they are drawn;

6) three cards of a kind plus a pair, with regard to/regardless of the order they are drawn;

7) three cards of a kind, with regard to/regardless of the order they are drawn;

8) three pairs, with regard to/regardless of the order they are drawn; and

9) all the six cards of the same symbols (same suit);

spade, heart, club or diamond,

Rule (III)(B) provides that the last five cards that are drawn form a combination selected from the group consisting of;

1) the last five cards forming a sequence, with regard to/regardless of the order they are drawn;

2) five cards of a kind;

3) four cards of a kind, with regard to/regardless of the order they are drawn;

4) three cards of a kind plus a pair, regardless of the order they are drawn;

5) three cards of a kind, regardless of the order they are drawn;

6) two pairs, regardless of the order they are drawn; and

7) all the 5 cards of the same symbols (same suit);

spade, heart, club or diamond,

Rule (III)(C) provides that the last four cards that are drawn form a combination selected from the group consisting of;

1) the last four cards forming a sequence, with regard to/regardless of the order they are drawn;

2) the last four cards of a kind;

3) three cards of a kind, with regard to/regardless of the order they are drawn;

4) two cards of a kind plus a pair, regardless of the order they are drawn, which is a two pair sequence;

5) two cards of a kind, regardless of the order they are drawn; and

6) all the four cards of the same symbols (same suit);

spade, heart, club or diamond,

Rule (III)(D) provides that the last three cards that are drawn form a combination selected from the group consisting of;

1) the last three cards forming a sequence, with regard to/regardless of the order they are drawn;

2) the last three cards of a kind;

3) two cards of a kind, with regard to/regardless of the order they are drawn;

4) two cards forming a pair, with regard to/regardless of the order they are drawn; and

5) all the last three cards of the same symbols (same suit);

spade, heart, club or diamond, and

Rule (III)(E) provides that the last two cards that are drawn form a combination selected from the group consisting of;

1) the last two cards forming a sequence, with regard to/regardless of the order they are drawn;

2) the last two cards of a kind, which is also a pair; and

3) the last two cards of the same symbols (same suit);

spade, heart, club or diamond.

22. A software program or a plurality of software programs that allows one to play a baccarat game according to the method as defined in claim 3.

24. A software program or a plurality of software programs that allows one to play a baccarat game according to the method as defined in claim 13.

26. A system for playing live baccarat game, comprising the software program as defined in claim 22.

28. A system for playing live baccarat game, comprising the software program as defined in claim 24.

30. An electronic device or entertainment gaming machine comprising the software program or the plurality of software programs as defined in claim 22.

32. An electronic device or entertainment gaming machine comprising the software program or the plurality of software programs as defined in claim 24.

34. The electronic device of claim 30, which is a laptop or desktop computer.

36. The electronic device of claim 32, which is a laptop or desktop computer.

37. An electronic lighting device in a gaming system that involves a card dealing process, comprising a lighting mechanism capable of the card dealing process.

38. A dealing table in a gaming system, comprising the electronic lighting device of claim 37.