Debt sales system and method
First Claim
1. A method for transferring credit accounts over a network, comprising steps of:
- receiving search criteria from a user;
searching a credit account database for available credit accounts based on said search criteria;
providing results of said searching to the user, said results including a summary of available credit accounts and a purchase price for each available credit account;
receiving a selection of at least one of said available credit accounts from the user;
calculating a total purchase price for the selected at least one of said available credit accounts;
receiving a purchase request from the user corresponding to said selected at least one of said available credit accounts;
providing an invoice to the user for said total purchase price;
receiving a payment from the user in response to said invoice; and
in response to the received payment, removing the selected credit accounts from the credit account database.
1 Assignment
0 Petitions
Accused Products
Abstract
A system and method for transferring credit accounts over a network include steps and means for receiving search criteria from a user, searching a credit account database for available credit accounts based on the search criteria, providing results of the searching to the user, the results including a summary of available credit accounts and a purchase price for each available credit account, receiving a selection of at least one of the available credit accounts from the user, calculating a total purchase price for the selected at least one of the available credit accounts, receiving a purchase request from the user corresponding to the selected at least one of the available credit accounts, providing an invoice to the user for the total purchase price, receiving a payment from the user in response to the invoice; and in response to the received payment, removing the selected credit accounts from the credit account database.
-
Citations
61 Claims
-
1. A method for transferring credit accounts over a network, comprising steps of:
-
receiving search criteria from a user;
searching a credit account database for available credit accounts based on said search criteria;
providing results of said searching to the user, said results including a summary of available credit accounts and a purchase price for each available credit account;
receiving a selection of at least one of said available credit accounts from the user;
calculating a total purchase price for the selected at least one of said available credit accounts;
receiving a purchase request from the user corresponding to said selected at least one of said available credit accounts;
providing an invoice to the user for said total purchase price;
receiving a payment from the user in response to said invoice; and
in response to the received payment, removing the selected credit accounts from the credit account database. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21)
-
-
22. A system for selling credit accounts over a network, said system comprising:
-
a credit account database for storing and maintaining information relating to available credit accounts; and
a server device coupled with said credit account database and to the network, said server adapted to receive a search request from a user over the network, to search said credit account database for available credit accounts based on said search request, to provide results of said search to the user over the network, said results including a summary of available credit accounts and a purchase price for each available credit account, to receive a selection of at least one of said available credit accounts from the user, to calculate a total purchase price for the selected at least one of said available credit accounts, to receive a purchase request from the user corresponding to said selected at least one of said available credit accounts, to provide an invoice to the user for said total purchase price, to receive indication that a payment has been made by the user in response to said invoice; and
in response to the payment indication, to removed the selected credit accounts from the credit account database. - View Dependent Claims (23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44)
-
-
45. A system for selling credit accounts over a network, said system comprising:
-
means for storing and maintaining information relating to available credit accounts;
means for receiving search criteria from a user;
means for searching the information relating to available credit accounts for available credit accounts that match said search criteria;
means for providing results of said searching to the user, said results including a summary of available credit accounts and a purchase price for each available credit account;
means for receiving a selection of at least one of said available credit accounts from the user;
means for calculating a total purchase price for the selected at least one of said available credit accounts;
means for receiving a purchase request from the user corresponding to said selected at least one of said available credit accounts;
means for providing an invoice to the user for said total purchase price;
means for receiving a payment from the user in response to said invoice; and
means for making the selected credit accounts unavailable in response to the received payment. - View Dependent Claims (46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 61)
-
Specification