Receipt Card Systems
First Claim
1. ) A system, relating to centralized consumer assistance, comprising the steps of:
- a) receiving line-item data relating to at least one plurality of transactions between at least one consumer of at least one plurality of consumers and at least one plurality of sellers;
b) electronically accumulating, in at least one transaction database, such line-item data relating to such at least one plurality of transactions on behalf of such at least one consumer; and
c) permitting such at least one consumer to view such line-item data relating to such at least one plurality of transactions.
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Accused Products
Abstract
The receipt card system provides a system and method for accumulating and storing transaction line-item detail on behalf of consumers. The system permits consumers to view stored transaction line-item detail in a variety of ways using a web browser interface. It also includes a means for consumers to download transaction line-item detail into a personal financial management system. Transaction line-item detail is captured at each participating merchant'"'"'s location at the time of transaction associated with a consumer and essentially automatically transferred to a centralized database. The system and method are essentially voluntary for both merchants and consumers.
117 Citations
34 Claims
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1. ) A system, relating to centralized consumer assistance, comprising the steps of:
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a) receiving line-item data relating to at least one plurality of transactions between at least one consumer of at least one plurality of consumers and at least one plurality of sellers;
b) electronically accumulating, in at least one transaction database, such line-item data relating to such at least one plurality of transactions on behalf of such at least one consumer; and
c) permitting such at least one consumer to view such line-item data relating to such at least one plurality of transactions. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17)
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18. ) A computer program system for an Internet computer web site system, relating to centralized consumer assistance, comprising the steps of:
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a) electronically receiving line-item data relating to at least one plurality of transactions between at least one consumer of at least one plurality of consumers and at least one seller of at least one plurality of sellers;
b) storing, in at least one transaction database, such line-item data relating to such at least one plurality of transactions; and
c) permitting viewing by such at least one consumer of such line-item data relating to such at least one plurality of transactions. - View Dependent Claims (19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33)
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34. ) A system for an Internet computer web site system, relating to centralized consumer assistance, comprising:
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a) at least one computer processor structured and arranged to receive line-item data relating to at least one plurality of transactions between at least one consumer of at least one plurality of consumers and at least one seller of at least one plurality of sellers;
b) at least one computer database structured and arranged to store, in at least one transaction database, such line-item data relating to such at least one plurality of transactions;
c) wherein such line-item data is substantially sufficient to replicate such at least one transaction;
d) at least one computer interface structured and arranged to permit viewing by such at least one consumer of such line-item data relating to such at least one plurality of transactions;
e) at least one computer processor structured and arranged to receive at least one advertisement;
f) at least one computer database structured and arranged to store such at least one advertisement in at least one advertisement database;
g) at least one computer interface structured and arranged to present such stored such at least one advertisement to such at least one consumer;
h) at least one computer processor structured and arranged to relate such at least one advertisement to such line-item data related to such at least one consumer;
i) at least one computer processor structured and arranged to receive at least one coupon-based offer;
j) at least one computer processor structured and arranged to provide at least one coupon-based offer to such at least one consumer;
k) at least one computer processor structured and arranged to notify such at least one consumer of such at least one coupon-based offer;
l) at least one computer interface structured and arranged to permit printing, by such at least one consumer, of such at least one coupon-based offer form relating to such at least one coupon-based offer;
m) at least one computer processor structured and arranged to transmit such at least one transaction using electronic messaging to at least one electronic device, capable of receiving such electronic messages, controlled by such at least one consumer;
n) at least one computer processor structured and arranged to provide at least one line-item data report to such at least one consumer;
o) at least one computer processor structured and arranged to identify, by such at least one consumer, such at least one seller offering such at least one product least expensively;
p) at least one computer processor structured and arranged to receive at least one rebate-based offer;
q) at least one computer processor structured and arranged to relate such at least one rebate-based offer to such line-item date;
r) at least one computer processor structured and arranged to offer at least one rebate-based offer to such at least one consumer;
s) at least one computer processor structured and arranged to notify such at least one consumer of such at least one rebate-based offer relating to such line-item data;
t) at least one computer processor structured and arranged to permit completion, by such at least one consumer, of at least one rebate-based offer form relating to such at least one rebate-based offer;
u) at least one computer processor structured and arranged to permit printing, by such at least one consumer, of at least one rebate-based offer form;
v) at least one computer processor structured and arranged to permit electronic submission, by such at least one consumer, of completed such at least one rebate-based offer form to at least one rebate-based offer provider;
w) at least one computer processor structured and arranged to provide to such at least one consumer at least one first expiration reminder notice related to such at least one rebate-based offer;
x) at least one computer processor structured and arranged to receive at least one warranty-based offer related to such line-item data related to such at least one consumer;
y) at least one computer processor structured and arranged to notify such at least one consumer of at least one warranty-based offer; and
z) at least one computer processor structured and arranged to provide to such at least one consumer at least one second expiration reminder notice related to such at least one warranty-based offer.
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Specification