Method and apparatus for data recipient storage and retrieval of data using a network communication device

• US 20070050307A1
• Filed: 10/27/2006
• Published: 03/01/2007
• Est. Priority Date: 10/07/1998
• Status: Active Grant

• Current Assignee: PayPal, Inc. (PayPal Holdings, Inc.), Paypal International Limited (PayPal Holdings, Inc.)
• Original Assignee: PayPal, Inc. (PayPal Holdings, Inc.), Paypal International Limited (PayPal Holdings, Inc.)
• Inventors: Lum, James, Light, Elliott
• Granted Patent: US 7,475,043 B2
• Time in Patent Office: Days
• US Class Current: 705/79
• CPC Class Codes: G06Q 10/103 Workflow collaboration or project management
• CPC Class Codes: G06Q 20/027 involving a payment switch or gateway
• CPC Class Codes: G06Q 20/04 Payment circuits
• CPC Class Codes: G06Q 20/0855 involving a third party
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/102 Bill distribution or payments
• CPC Class Codes: G06Q 20/382 insuring higher security of transaction
• CPC Class Codes: G06Q 20/389 Keeping log of transactions for guaranteeing non-repudiation of a transaction
• CPC Class Codes: G06Q 20/4014 Identity check for transactions
• CPC Class Codes: G06Q 30/00 Commerce
• CPC Class Codes: G06Q 30/0222 During e-commerce, i.e. online transactions
• CPC Class Codes: G06Q 30/0277 Online advertisement
• CPC Class Codes: G06Q 30/06 Buying, selling or leasing transactions
• CPC Class Codes: G06Q 30/0633 Lists, e.g. purchase orders, compilation or processing
• CPC Class Codes: G06Q 30/0641 Shopping interfaces
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes

Abstract

A system and method for data recipient invoked electronic commerce allowing data subjects to provide information over a network and data recipients to receive such information relating to the needs of s data subject such as purchases, distribution of application information and the like. The system includes a server having software which gathers the information from a data subject to complete a transaction over a network. The system has a data subject data structure that stores information for registered data subjects. The software is able to access the data subject data structure and enter the data subject'"'"'s information during subsequent transactions. Having the software obtain and enter the data subject'"'"'s purchasing information, the data subject does not have to enter the same information every time the data subject desires to effect a transaction over the network. In alternate embodiments, the same technology can be applied to other arenas where a user may have to enter the same repetitive information.

Claims

1. A method for purchasing an item from a data subject network communications device over a first network coupled to a second network by a gateway, the data subject network communications device being connected to the second network, the method comprising:

at a data repository connected to the first network;

receiving an offer and a message from the data subject network communications device;

in response to the offer, determining an identity of a data subject based on the message;

gathering payment data associated with the data subject based on the determined identity;

presenting the offer to the data subject network communications device;

receiving a purchase decision from the data subject network communications device; and

sending payment data to the data recipient computer,

wherein the offer and the message are received at the data repository in response to the offer and a data file sent from the data recipient computer to the data subject network communications device.

2. The method of claim 1, further comprising:

at the data subject network communications device;

receiving the offer and the data file from the data recipient computer;

processing the data file;

creating the message; and

sending the offer and the message to the data repository.

3. The method of claim 2, further comprising:

at the data subject network communications device;

receiving the offer from the data repository; and

sending the purchase decision to the data repository.

4. The method of claim 3, wherein said presenting includes displaying the offer on the data subject network communication device in an area reserved for a wallet.

5. The method of claim 1, further comprising:

at the data repository;

prompting the data subject for identification;

in response, receiving identifying information from the data subject network communication device; and

authenticating the data subject based on the identifying information.

6. The method of claim 5, wherein the identifying information includes an identification number, an email address and a passphrase.

7. The method of claim 5, further comprising:

at the data repository;

prompting the data subject for purchasing information; and

receiving the purchasing information from the data subject network communication device.

8. The method of claim 1, wherein the offer includes a data recipient identifier, a price, a data recipient digital signature, and a transaction number.

9. The method of claim 8, further comprising:

at the data repository;

determining whether to adjust the price based on a data subject address;

sending the price and the data subject address to the data recipient computer; and

receiving a revised price from the data recipient computer.

10. The method of claim 1, wherein the message includes a network communication device software identifier.

11. The method of claim 10, wherein the message is a cookie.