Secure financial report and method of processing and displaying the same

• US 20070086643A1
• Filed: 09/13/2006
• Published: 04/19/2007
• Est. Priority Date: 10/17/2005
• Status: Active Grant

• Current Assignee: Anthony Casale, David Spier, Ernest Rabatin
• Original Assignee: Anthony Casale, David Spier, Ernest Rabatin
• Inventors: Casale, Anthony, Rabatin, Ernest, Spier, David
• Granted Patent: US 7,734,100 B2
• Time in Patent Office: Days
• US Class Current: 382/137
• CPC Class Codes: G06Q 20/04 Payment circuits
• CPC Class Codes: G06Q 20/042 characterized in that the payment protocol involves at least one cheque

Abstract

A financial report and method for processing and displaying relevant financial information in connection therewith include at least one transaction and abbreviated record relating to the transaction which contains only nonpersonally identifying information. The abbreviated electronic record can be one of a partial view image or an assemblage of textual information relating to the transaction. A hyperlink can also be included or substituted for the image or text. The invention also provides a method of selecting the portion of the abbreviated record that is displayed for the user which includes the division of an underlying document or image into relevant and irrelevant regions for selective inclusion in the report.

Claims

1. A method of locating and selecting a portion of a digital image to be excised from said image comprising:

determining a location of at least two reference points on said digital image;

selecting at least one of said reference points;

scanning said digital image in a preselected direction between said selected reference points to detect at least one horizontal line;

locating a lower boundary point below said detected horizontal line;

identifying an excise region of the digital image bounded by a lower horizontal boundary which intersects said lower boundary point, an upper horizontal boundary which is located at a preselected distance above said lower horizontal boundary and the horizontal dimensions of the digital image; and

excising said excise region from said digital image.

2. A method of locating and selecting a portion of a digital image of claim 1, wherein said location of said two reference points is determined by sectioning said digital image into regions bounded by intersecting lines, the reference points being isolated at the intersection of said intersecting lines.

3. A method of locating and selecting a portion of a digital image of claim 1, wherein said first reference points is an origination point and said second reference point is a terminus point.

4. A method of locating and selecting a portion of a digital image of claim 3, wherein said digital image is scanned vertically downward between said reference points.

5. A method of locating and selecting a portion of a digital image of claim 1, wherein said digital image is scanned in one pixel increments.

6. A method of locating and selecting a portion of a digital image of claim 5, wherein said scanning further comprises the steps of:

(i) originating at said selected reference point;

(ii) scanning horizontally a preselected distance from said reference point;

(iii) detecting a contrast in pixel color of said digital image; and

(iv) selecting a next reference point displaced vertically from said previous reference point and repeating said horizontal scanning until a horizontal line is detected.

7. A method of locating and selecting a portion of a digital image of claim 6, wherein said digital image is scanned for approximately 25 pixels horizontally in at least one direction from at least one of said reference point.