Technical process to verify transactions made on credit and debit card accounts using wireless devices via AirPay

• US 20070094124A1
• Filed: 10/20/2005
• Published: 04/26/2007
• Est. Priority Date: 10/20/2005
• Status: Abandoned Application

• Current Assignee: Karl Hall
• Original Assignee: Karl Hall
• Inventors: Hall, Karl
• Application Number:
  US11/254,152
• Publication Number:
  US 20070094124A1
• Time in Patent Office: Days
• US Class Current: 705/38
• CPC Class Codes: G06Q 20/322 Aspects of commerce using mobile devices [M-devices]
• CPC Class Codes: G06Q 20/326 Payment applications installed on the mobile devices
• CPC Class Codes: G06Q 30/06 Buying, selling or leasing transactions
• CPC Class Codes: G06Q 40/02 Banking, e.g. interest calculation or account maintenance credit or loans G06Q40/03
• CPC Class Codes: G06Q 40/03 Credit; Loans; Processing thereof

Abstract

This document presents a technical process for verifying credit and debit card transactions via wireless devices. This process is called AirPay. The AirPay process reduces fraud by giving consumers a tool to verify all transactions made by their credit and debit cards using wireless devices such as their wireless telephones.

Claims

1. I claim that “

AirPay”

is a new and unique process verify credit and debit card transactions using wireless devices.

2. I claim that “

AirPay”

is a new and unique process to prevent credit and debit card fraud using wireless devices such as wireless telephones.