Joint Redemption Account
First Claim
1. A method of combining reward points from a plurality of individual rewards program (RP) accounts into a community reward (CR) account, comprising:
- (a) establishing an on-line CR account to which program members (PMs) can contribute RP points;
(b) allowing one or more PMs to contribute RP points from their respective RP accounts to the CR account;
(c) redeeming some or all of the points in the CR account for a predetermined reward; and
(d) withdrawing the contributed points from each contributing PM'"'"'s rewards account according to that PM'"'"'s contribution to the CR account.
3 Assignments
0 Petitions
Accused Products
Abstract
A method of combining reward points from multiple accounts within the same rewards program into a joint redemption account. The method comprises establishing an on-line joint redemption or community reward account to which program members can contribute rewards points; allowing two or more contributing program members to contribute rewards points from their respective rewards program accounts to the community reward account; redeeming the points from the community reward account for a predetermined reward; and withdrawing the redeemed points from each contributing program member'"'"'s rewards account according to that program member'"'"'s contribution to the community reward account.
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Citations
34 Claims
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1. A method of combining reward points from a plurality of individual rewards program (RP) accounts into a community reward (CR) account, comprising:
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(a) establishing an on-line CR account to which program members (PMs) can contribute RP points;
(b) allowing one or more PMs to contribute RP points from their respective RP accounts to the CR account;
(c) redeeming some or all of the points in the CR account for a predetermined reward; and
(d) withdrawing the contributed points from each contributing PM'"'"'s rewards account according to that PM'"'"'s contribution to the CR account. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12)
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13. For use with a rewards program (RP) established by a merchant, a method of combining reward points from a plurality of RP accounts into a community reward (CR) account, comprising:
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allowing a creating program member (Administrator PM) to establish an on-line CR account containing one or more of;
a CR account name, an administrator name, a CR account start date, a CR account expiration date, identification of a redeemable reward from the CR account, the number of points required for redemption of the redeemable reward, the current status of points contributed to the CR account;
a minimum contribution amount of the Administrator PM, a calculated suggested contribution amount for contributing program members (PMs), an alternate recipient of the CR, and a personalized message to notify the alternate recipient of the CR;
allowing one or more invitee PMs to access the CR account on-line;
allowing the one or more invitee PMs to contribute RP points from their respective RP accounts to the CR account, the number of RP points being contributed by each contributing PM being individually selectable by the respective PM based on the number of RP points currently available in that PM'"'"'s RP account;
determining when the required number of points for redemption has been achieved;
redeeming some or all of the points in the CR account for a predetermined reward; and
withdrawing the redeemed points from each contributing PM'"'"'s rewards account according to that PM'"'"'s contribution. - View Dependent Claims (14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25)
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26. For use with a rewards program (RP) established by a merchant, a method of combining reward points from a plurality of RP accounts into a community reward (CR) account, comprising:
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establishing an on-line CR account containing one or more of;
a CR account name, a CR account start date, CR account expiration date, identification of a redeemable reward for that CR account, the number of points required for redemption of a redeemable reward, and the current status of contributed points to the CR account;
a minimum contribution amount of the tartor PM a calculated suggested contribution amount for contributing program members (PMs), an alternate recipient of the CR, and a personalized message to notify the alternate recipient of the CR;
allowing one or more program members (PMs) to access the CR account on-line;
allowing the one or more invitee PMs to contribute RP points from their respective RP accounts to the CR account, the number of RP points being contributed by each contributing PM being individually selectable by the respective PM based, at least in part, on the number of RP points currently available in that PM'"'"'s respective RP account;
withdrawing the contributed points from each PM'"'"'s respective RP account at the time the contribution is made;
determining when the required number of points for redemption has been achieved; and
redeeming some or all of the points in the CR account for a predetermined reward. - View Dependent Claims (27, 28, 29, 30, 31, 32, 33, 34)
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Specification