Near Real Time Payment Card Processing with On-Line Authorization on a Vehicle
First Claim
1. A method for conducting a near real-time payment card processing on a vehicle, comprising:
- selecting at least one commodity for purchase from a menu of commodities for each of the one or more transactions;
requesting an online authorization from a ground transaction processor of a payment transaction system for each of the one or more transactions; and
receiving one of a payment approval that completes the purchase on the payment transaction system and a payment card denial that terminates the purchase for each of the one or more transactions, wherein the payment card approval and the payment card denial are received in near real time from the ground transaction processor.
1 Assignment
0 Petitions
Accused Products
Abstract
Systems and methods for near real time payment processing on a vehicle are disclosed. In one embodiment, the method includes logging in at least one operator to conduct one or more transactions on a payment transaction system, and then automatically propagating at least one piece of itinerary information into each transaction. The method continues when an operator selects at least one commodity for purchase from a software database of commodities for each transaction. When at least one commodity is selected for each transaction, the operator then requests a card payment online authorization from a ground transaction processor. Once one of a payment approval or payment card denial is received in near real time, the method respectively completes the purchase on the payment transaction system or terminates the purchase. In an additional embodiment, a transaction summary is sent to at least one of an interested third party and a carrier owner.
22 Citations
21 Claims
-
1. A method for conducting a near real-time payment card processing on a vehicle, comprising:
-
selecting at least one commodity for purchase from a menu of commodities for each of the one or more transactions;
requesting an online authorization from a ground transaction processor of a payment transaction system for each of the one or more transactions; and
receiving one of a payment approval that completes the purchase on the payment transaction system and a payment card denial that terminates the purchase for each of the one or more transactions, wherein the payment card approval and the payment card denial are received in near real time from the ground transaction processor. - View Dependent Claims (2, 3, 4, 5, 6, 7)
-
-
8. A system for conducting a near real-time payment card processing on a vehicle, comprising:
-
one or more interface devices configured to accept automatic propagation of itinerary information, present commodities information from a software database, transmit payment card information for one or more transaction, and receive and display one of an approval and a denial of card payment for each transaction;
a ground transaction processor configured to provide one of an approval and a denial of card payment in near real time based on each transmitted payment card information; and
a network structure configured to at least transport data between the one or more interface devices and the ground transaction processor. - View Dependent Claims (9, 10, 11, 12, 13, 14, 15, 16, 17, 18)
-
-
19. A method for conducting cash transactions on a vehicle, comprising:
-
logging in at least one operator to conduct one or more transactions on a payment transaction system;
propagating at least one piece of itinerary information into each transaction by automatic entry;
selecting one or more commodities for purchase from a menu of commodities for each of the one or more transaction;
recording a cash transaction entry for each of the one or more transactions, wherein each cash transaction entry includes at least one of commodities purchased, a quantity of each commodity purchased, a monetary amount of the purchase, and a transaction tracking number; and
composing at least one purchase summary, wherein the purchase summary is based on an aggregation of the one or more cash transaction entries. - View Dependent Claims (20, 21)
-
Specification