Voucher system and method of use
First Claim
1. A system for managing voucher use, the system comprising:
- a database storing an account defining at least one approved item available for purchase and a financial balance;
a voucher including an identifier linking the voucher to the account; and
a processor in communication with the database and adapted to use the identifier to access the account, wherein the processor is adapted to determine if an item selected for purchase is an approved item and to apply at least a portion of the financial balance toward the purchase of the selected item only if the selected item is an approved item.
1 Assignment
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Accused Products
Abstract
A system for managing voucher use includes a database, a voucher, and a processor. The database stores an account defining at least one approved item available for purchase and a financial balance. The voucher includes an identifier linking the voucher to the account. The processor is in communication with the database and is adapted to use the identifier to access the account. The processor is adapted to determine if an item selected for purchase is an approved item and to apply at least a portion of the financial balance toward the purchase of the selected item only if the selected item is an approved item. Other voucher systems and associated methods are also disclosed.
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Citations
25 Claims
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1. A system for managing voucher use, the system comprising:
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a database storing an account defining at least one approved item available for purchase and a financial balance;
a voucher including an identifier linking the voucher to the account; and
a processor in communication with the database and adapted to use the identifier to access the account, wherein the processor is adapted to determine if an item selected for purchase is an approved item and to apply at least a portion of the financial balance toward the purchase of the selected item only if the selected item is an approved item. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13)
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14. A system for redeeming a financial transaction instrument toward a purchase of items, the system comprising:
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means for reading an identifier of a financial transaction instrument presented at a point-of-sale;
means for accessing an account from the point-of-sale using the identifier, wherein the account defines approved items;
means for determining whether items to be purchased are approved items as defined by the account; and
means for applying the financial transaction instrument toward a cost of the approved items to be purchased. - View Dependent Claims (15, 16, 17)
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18. A method for redeeming a financial transaction instrument toward a purchase of items, the system comprising:
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reading an identifier of a financial transaction instrument presented at a point-of-sale;
accessing an account from the point-of-sale using the identifier, wherein the account defines approved items;
determining whether items selected for purchase are approved items as defined by the account; and
applying the financial transaction instrument toward a cost of the selected items determined to be approved items. - View Dependent Claims (19, 20, 21, 22, 23, 24, 25)
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Specification