System and method for providing a fraud risk score
First Claim
Patent Images
1. A computer-implemented method for providing a predictive measure of fraud risk, the method comprising:
- receiving applicant identification data;
identifying predictive fraud patterns by matching the applicant identification data to a historical search database;
calculating a predictive measure of fraud risk using the predictive fraud patterns; and
providing the predictive measure of fraud risk to a user via a report or display.
5 Assignments
0 Petitions
Accused Products
Abstract
A computer-implemented method for providing a predictive measure of fraud risk. The method includes receiving applicant identification data, identifying predictive fraud patterns by matching the applicant identification data to a historical search database, calculating a predictive measure of fraud risk using the predictive fraud patterns; and providing the predictive measure of fraud risk to a user.
-
Citations
21 Claims
-
1. A computer-implemented method for providing a predictive measure of fraud risk, the method comprising:
-
receiving applicant identification data;
identifying predictive fraud patterns by matching the applicant identification data to a historical search database;
calculating a predictive measure of fraud risk using the predictive fraud patterns; and
providing the predictive measure of fraud risk to a user via a report or display. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15)
-
-
16. A computer-implemented method for providing a predictive measure of fraud risk, the method comprising:
-
receiving identification data for an applicant;
identifying predictive fraud patterns by matching the identification data to a historical search database;
matching the identification data to a database of prior business misrepresentations;
matching the identification data to a source of high risk identifiers;
calculating a predictive measure of fraud risk based on at least one selected from the group consisting of;
the predictive fraud patterns, the degree of match between the identification data and the database of prior business representations, and the degree of match between the identification data and the source of high risk identifiers; and
providing the predictive measure of fraud risk to a user via a report or display.
-
-
17. A system for providing a fraud risk score comprising:
-
an interface for receiving applicant identification data;
a first database comprising records of searches for business information in at least one other database;
an evaluator, wherein the evaluator receives the applicant identification data from the interface and calculates a predictive measure of fraud risk by matching the applicant identification data to the records in the first database to identify predictive fraud patterns and produce a fraud risk score;
an output for providing the fraud risk score to a user via a report or display. - View Dependent Claims (18, 19, 20, 21)
-
Specification