Close proximity transactional mobile system

• US 20070118473A1
• Filed: 04/17/2006
• Published: 05/24/2007
• Est. Priority Date: 10/21/2005
• Status: Abandoned Application

• Current Assignee: Eduardo Chapeta
• Original Assignee: Eduardo Chapeta
• Inventors: Chapeta, Eduardo
• Application Number:
  US11/405,273
• Publication Number:
  US 20070118473A1
• Time in Patent Office: Days
• US Class Current: 705/40
• CPC Class Codes: G06Q 20/102 Bill distribution or payments
• CPC Class Codes: G06Q 20/20 Point-of-sale [POS] network systems
• CPC Class Codes: G06Q 20/322 Aspects of commerce using mobile devices [M-devices]
• CPC Class Codes: G06Q 40/02 Banking, e.g. interest calculation or account maintenance credit or loans G06Q40/03

Abstract

Disclosed is a transactional mobile system having a central hub in communication with a wireless network wherein a wireless device is in communication with a collection point. The communication between the wireless device and collection point is that of line of sight communication whereby the communication between the two occurs at a distance where visual contact between them can be made. Typically, the system may be used for transactions requiring speed and for relatively small amounts. However the present system is not limited by the amount of the transaction.

Claims

1. A transactional mobile system comprising:

a wireless device signaling a transactional request to a collection point, wherein the wireless device physically targets the collection point;

a central hub in communication with the collection point wherein the central hub processes a transactional request approval from the collection point; and

the collection point rendering the requested transaction.

2. The transactional mobile system of claim 1, wherein the collection point is selected from the group consisting of toll plazas, subways, buses, taxi cabs and combinations thereof.

3. The transactional mobile system of claim 1, the transactional request is a payment.

4. The transactional mobile system of claim 3, wherein the payment is for a fair or toll associated with a transportation authority.

5. The transactional mobile system of claim 1, wherein the wireless device is selected from the group consisting essentially of a mobile phone, PDA, notebook;

a smart phone and combinations thereof.

6. The transactional mobile system of claim 1, further including the central hub signaling the wireless device upon the initiation and/or completion of a transaction.

7. The transactional mobile system of claim 1, wherein the wireless device remotely signals the collection device via a short range wireless technology.

8. The transaction mobile system of claim 7, wherein the wireless technology includes infrared signaling.

9. The transactional mobile system of claim 1, wherein the collection point includes a vending machine.

10. The transactional mobile system of claim 1, wherein the transactional request includes a customer identification.

11. The transactional mobile system of claim 1, wherein the central hub validates the request by cross referencing the transactional request with a known database.

16. The transactional mobile system of claim 11, wherein the wireless device remotely signals the collection device via a short range wireless technology.

17. The transaction mobile system of claim 16, wherein the wireless technology includes infrared signaling.

18. The transactional mobile system of claim 11, wherein the transactional request includes a customer identification.

19. The transactional mobile system of claim 11, wherein the central hub validates the request by cross referencing the transactional request with a known database.

12. A transactional mobile system comprising:

a collection point signaling a wireless device a transaction information, wherein the collection point physically targets the wireless device with the signal such that the collection point and wireless device are in visual contact with each other;

the wireless device signaling the collection point an approval transactional request;

a central hub in communication with the collection point wherein the central hub processes a transactional request for validating the request from the collection point;

the central hub further processing the validated request for payment; and

the central hub signaling the collection point upon approval of the payment.

13. The transactional mobile system of claim 12, wherein the step of the central hub processing the validated request for payment includes the central hub forwarding the validated request to a transactional network for payment.

14. The transaction mobile system of claim 12, wherein the wireless device is selected from the group consisting essentially of a mobile phone, PDA, notebook, smart phone and combinations thereof.

15. The transactional mobile system of claim 12, wherein the step of the central hub further processing the validated request for payment includes authorizing payment from an internal account held on the central hub.

20. A transactional mobile system comprising:

a mobile phone in communication with a collection point, wherein the communication occurring in visual contact between the mobile phone and collection point;

the mobile phone signaling a transactional request to a collection point;

a central hub in communication with the collection point wherein the central hub processes a transactional request for validating the request from the collection point;

the central hub further processing the validated request for payment; and

the central hub signaling the collection point upon approval of the payment.

21. The transactional mobile system of claim 20, further including the collection point signaling the mobile phone transactional information, wherein the transactional information includes an invitation to purchase.

22. The transactional mobile system of claim 21, wherein the transactional request includes an acceptance of the transactional information.

23. The transactional mobile system of claim 20, further including the collection point rendering the requested transaction.

24. The transactional mobile system of claim 20, further including the central hub validating the transactional request by comparing the data to that contained in a known database of user information.

25. The transactional mobile system of claim 20, further including the central hub forwarding the validated request to a transactional network for payment.

26. The transactional mobile system of claim 20, further including the central hub signaling the mobile phone upon approval of the payment by the transactional network.