Marketing and rewards system and method
First Claim
1. A method for providing a marketing program for a selected group of merchants which provides incentives to consumers to purchase goods and/or services from the selected group of merchants, the method comprising:
- establishing a merchant selection rule that includes a criterion a merchant is required to meet to join the selected group of merchants;
registering a consumer wishing to participate in the program;
receiving merchant information from merchants who desire to join the selected group of merchants, the merchant information including characteristics of the respective merchants;
matching the received merchant information with the merchant selection rule and adding merchants to the selected group of merchants after determining that the respective merchants meet the required criterion;
providing a machine readable database on a communication network operable to store information representing earned credits for participating consumers resulting from transactions between participating consumers and participating merchants;
providing access for participating merchants and participating consumers to update the database with the specified information for a particular transaction, the access being independent of the method of payment for goods and/or services and independent of where the goods and/or services are offered for sale;
storing in the database information as to available incentives and respective values for the incentives relative to individual and/or cumulative value of transactions; and
providing access to the database for participating consumers to select incentives according to earned credits from purchases from the selected group of merchants.
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Accused Products
Abstract
An apparatus and method for providing a marketing program for a selected group of merchants which provides incentives to consumers to purchase goods and/or services from the selected group of merchants. The method comprises establishing one or more merchant selection rules, registering a consumer wishing to participate in the program, receiving merchant information, matching the received merchant information with available merchant selection rules and adding merchants to one or more selected group of merchants after determining that the respective merchants have the required characteristics. A machine readable database operable to store specified information representing earned credits for participating consumers is provided. The program is universal in the sense that the method of payment is unrestricted and participating consumers receive an identification and which can be used for purchases from a participating merchant, in a store, by phone or online.
80 Citations
34 Claims
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1. A method for providing a marketing program for a selected group of merchants which provides incentives to consumers to purchase goods and/or services from the selected group of merchants, the method comprising:
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establishing a merchant selection rule that includes a criterion a merchant is required to meet to join the selected group of merchants;
registering a consumer wishing to participate in the program;
receiving merchant information from merchants who desire to join the selected group of merchants, the merchant information including characteristics of the respective merchants;
matching the received merchant information with the merchant selection rule and adding merchants to the selected group of merchants after determining that the respective merchants meet the required criterion;
providing a machine readable database on a communication network operable to store information representing earned credits for participating consumers resulting from transactions between participating consumers and participating merchants;
providing access for participating merchants and participating consumers to update the database with the specified information for a particular transaction, the access being independent of the method of payment for goods and/or services and independent of where the goods and/or services are offered for sale;
storing in the database information as to available incentives and respective values for the incentives relative to individual and/or cumulative value of transactions; and
providing access to the database for participating consumers to select incentives according to earned credits from purchases from the selected group of merchants. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17)
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18. An apparatus for providing a marketing program for a selected group of merchants which provides incentives to consumers to purchase goods and/or services from the selected group of merchants, the apparatus comprising:
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a merchant selection rule that includes a criterion a merchant is required to meet to join the selected group of merchants;
a registration module that registers a consumer wishing to participate in the program;
a merchant information reception module that receives merchant information from merchants who desire to join the selected group of merchants, the merchant information including characteristics of the respective merchants;
a matching module that matches the received merchant information with the merchant selection rule and adds merchants to the selected group of merchants after determining that the respective merchants meet the required criterion;
a machine readable database provided on a communication network operable to store information representing earned credits for participating consumers resulting from transactions between participating consumers and participating merchants;
an interface that provides access for participating merchants and participating consumers to update the database with the specified information for a particular transaction, the access being independent of the method of payment for goods and/or services and independent of where the goods and/or services are offered for sale;
wherein information is stored in the database as to available incentives and respective values for the incentives relative to individual and/or cumulative value of transactions; and
wherein access to the database is provided for participating consumers to select incentives according to earned credits from purchases from the selected group of merchants. - View Dependent Claims (19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34)
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Specification