Apparatus and method of providing a transaction screen

• US 20070150412A1
• Filed: 12/28/2005
• Published: 06/28/2007
• Est. Priority Date: 12/28/2005
• Status: Abandoned Application

• Current Assignee: S1 Corporation (ACI Worldwide Incorporated)
• Original Assignee: S1 Corporation (ACI Worldwide Incorporated)
• Inventors: Lamparello, Drew, Pill, Robert
• Application Number:
  US11/321,723
• Publication Number:
  US 20070150412A1
• Time in Patent Office: Days
• US Class Current: 705/39
• CPC Class Codes: G06Q 20/042 characterized in that the payment protocol involves at least one cheque
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06V 30/10 Character recognition
• CPC Class Codes: G06V 30/127 with the intervention of an operator

Abstract

An apparatus and a method for selectively providing a teller with a transaction screen is disclosed. The apparatus includes a document input device, a screen transaction selector, and a screen generator. The document input device captures content from received documents. The screen transaction selector uses at least a portion of the captured content to select a transaction screen. The screen generator generates the selected transaction screen.

Claims

1. A method of providing financial services, the method comprising the steps of:

capturing content from a document, wherein the captured content is in an electronic format;

processing at least a portion of the captured content;

selecting a type of financial transaction based at least upon the processed content;

generating a transaction screen, wherein the generated transaction screen corresponds to the selected type of financial transaction.

2. The method of claim 1, further including the step of:

populating fields in the transaction screen with captured information.

3. The method of claim 2, further including the step of:

providing an input screen; and

displaying in the input screen captured content.

4. The method of claim 3, further including the step of:

enabling a user to edit information displayed in the input screen.

5. The method of claim 1, further including the steps of:

generating a virtual document from the captured information; and

storing the virtual document in a repository.

6. The method of claim 5, further including the steps of:

retrieving the virtual document, wherein the virtual document is related to a specific transaction; and

completing the processing of the specific transaction using the virtual document.

7. The method of claim 1, further including the step of:

receiving user input, wherein the user input is used in the step of selecting a transaction window.

8. An apparatus used in financial transactions, the apparatus comprising:

a document input device, wherein the document input device receives a paper document and generates a virtual document therefrom;

a screen transaction selector module that uses at least a portion content captured by the document input device to select a transaction screen; and

a screen generator, wherein the screen generator generates the selected transaction screen.

9. The apparatus of claim 8, further including:

a communication module that provides the virtual document to a repository.

10. The apparatus of claim 8, wherein the document input device includes an optical scanner.

11. The system of claim 8, wherein the document input device includes magnetic ink character reader.

12. The system of claim 8, wherein the screen generator is configured to display an input screen, wherein content captured by the document input device is displayed in a field of the input screen.

13. The system of claim 12, wherein the field is edittable.

14. The system of claim 8, wherein the input screen provides a window that enables a user to provide input related to a transaction type.

15. The system of claim 14, wherein the screen transaction selector uses the user input in selecting a transaction screen.