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Payment authorization using location data

  • US 20070174082A1
  • Filed: 12/12/2006
  • Published: 07/26/2007
  • Est. Priority Date: 12/12/2005
  • Status: Abandoned Application
First Claim
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1. A system for payment authorization comprising:

  • a location score based authorization engine; and

    an instruction set having at least one instruction to instruct the a location score based authorization engine to generate a location score for use in fraud detection processing and payment authorization, wherein the location score is calculated using data representative of users interaction with one or more components of a mobile communications network that provides location information, wherein the data representative of users interaction comprises data representative one or more;

    time of interactivity, frequency of interactivity, type of interactivity, and data about other cooperating users.

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