Presentation instrument package arrangement

• US 20070187488A1
• Filed: 02/13/2006
• Published: 08/16/2007
• Est. Priority Date: 02/13/2006
• Status: Active Grant

• Current Assignee: Western Union
• Original Assignee: First Data Corporation (Fiserv Incorporated)
• Inventors: Cameron, Jennifer, Martinez, Larry, Bowden, Adam, Aquino, Angelita
• Granted Patent: US 8,430,298 B2
• Time in Patent Office: Days
• US Class Current: 235/380
• CPC Class Codes: G06Q 30/00 Commerce

Abstract

A presentation instrument package is constructed of a carrier having a package identifier. The package defines an enclosure into which is held a presentation instrument having a human readable presentation instrument identifier such that the human readable information is hidden from view.

Claims

1. A presentation instrument package comprising:

a carrier having a package identifier that comprises a UPC symbol and an account identifier; and

a presentation instrument comprising a presentation instrument body and a human readable presentation instrument identifier on the body;

wherein the presentation instrument is coupled to the carrier so as to hide the presentation instrument identifier from human view.

2. A package as in claim 1, wherein the UPC symbol contains information selected from a group consisting of a dollar amount for the presentation instrument, a fee associated with the presentation instrument and a type of presentation instrument.

3. A package as in claim 2, wherein the presentation instrument further includes a machine readable medium on the card body which includes the presentation instrument identifier.

4. A package as in claim 3, wherein the machine readable medium comprises at least one of a barcode and a magnetic stripe having the presentation instrument identifier.

5. A package as in claim 1, wherein the package identifier further comprises a barcode.

6. A package as in claim 1, wherein the human readable presentation instrument identifier is thermally printed on the body.

7. A package as in claim 1, wherein the presentation instrument body comprises a rectangular piece of plastic.

8. A package as in claim 1, wherein the carrier comprises at least one piece of a paper product.

9. A package as in claim 1, wherein the carrier defines an enclosure, and wherein the presentation instrument is disposed in the enclosure so as to be fully enclosed by the carrier.

10. A package as in claim 9, wherein the carrier further includes a flap that is openable to reveal at least a portion of the presentation instrument.

11. A package as in claim 10, wherein the carrier includes score lines that define an outer border of the flap.

12. A package as in claim 10, further comprising a set of terms and conditions coupled to an inside portion of the flap.

13. A package as in claim 1, wherein the carrier includes an aperture to permit the carrier to be hung from a hook.

14. A package as in claim 1, wherein the carrier includes a personalization region where sender or recipient information may be written.

15. A presentation instrument package, comprising:

a carrier having a package identifier that includes an account identifier, wherein the carrier further defines an enclosure and an openable flap to provide access into the interior;

a presentation instrument comprising a presentation instrument body and a human readable presentation instrument identifier on the body;

wherein the presentation instrument is held within the enclosure so as to hide the presentation instrument identifier from human view.

16. A package as in claim 15, wherein the carrier includes score lines that outline the flap.

17. A package as in claim 16, wherein the carrier comprises adjacent portions of card stock that define the enclosure.

18. A package as in claim 15, wherein the presentation instrument further includes a machine readable medium on the card body which includes the presentation instrument identifier.

19. A package as in claim 18, wherein the machine readable medium comprises at least one of a barcode and a magnetic stripe having the presentation instrument identifier.

20. A package as in claim 15, wherein the presentation instrument body comprises a rectangular piece of plastic.