System and method for managing wireless point-of-sale transactions
First Claim
1. A system that enables a wireless point-of-sale transaction, the system comprising:
- an account module that stores account information corresponding to a plurality of payment accounts;
an account selection module that selects a payment account from the plurality of payment accounts as a default payment account for a wireless point-of-sale transaction based on one or more predetermined criteria;
a display that displays the default payment account to a user;
an input interface that enables the user to accept the default payment account by the account selection module; and
a wireless transmitter that wirelessly transmits payment information to a point-of-sale device, wherein the payment information comprises account information associated with the default account when the default payment account is accepted via the input interface.
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Accused Products
Abstract
A system that enables a wireless point-of-sale transaction. In one embodiment the system comprises an account module, an account selection module, a display, an input interface, and a wireless transmitter. The account module stores account information corresponding to a plurality of payment accounts. The account selection module selects a payment account from the plurality of payment accounts as a default payment account for a wireless point-of-sale transaction based on one or more predetermined criteria. The display displays the default payment account to a user. The input interface enables the user to accept the default payment account by the account selection module. The wireless transmitter that wirelessly transmits payment information to a point-of-sale device, wherein the payment information comprises account information associated with the default account when the default payment account is accepted via the input interface.
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Citations
21 Claims
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1. A system that enables a wireless point-of-sale transaction, the system comprising:
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an account module that stores account information corresponding to a plurality of payment accounts;
an account selection module that selects a payment account from the plurality of payment accounts as a default payment account for a wireless point-of-sale transaction based on one or more predetermined criteria;
a display that displays the default payment account to a user;
an input interface that enables the user to accept the default payment account by the account selection module; and
a wireless transmitter that wirelessly transmits payment information to a point-of-sale device, wherein the payment information comprises account information associated with the default account when the default payment account is accepted via the input interface. - View Dependent Claims (2, 3, 4, 5)
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6. A system that enables a wireless point-of-sale transaction, the system comprising:
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an account module that stores account information corresponding to a plurality of payment accounts;
a display that displays two or more of the payment accounts stored by the account module to a user;
an input interface that enables the user to select one of the payment accounts displayed by the display; and
a wireless transmitter that wirelessly transmits payment information to a point-of-sale device, wherein the payment information comprises account information associated with the selected payment account. - View Dependent Claims (7, 8, 9, 10)
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11. A system that enables a wireless point-of-sale transaction, the system comprising:
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an account module that stores account information corresponding to a payment account, wherein the account information comprises balance information related to the payment account;
an input interface that enables a user to initiate a wireless point-of-sale transactions;
a transmitter that wirelessly transmits payment information to a point-of-sale device in response to the initiation of the wireless point-of-sale transactions, wherein the payment information comprises account information associated with the payment account stored by the account module; and
a receiver that receives a wireless transmission of purchase information, wherein the purchase information comprises price information related to the wireless point-of-sale transaction;
wherein the balance information stored by the account module is updated based on the price information related to the wireless point-of-sale transactions. - View Dependent Claims (12, 13, 14, 15, 16, 17, 18, 19, 20, 21)
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Specification