SYSTEM, METHOD AND COMPUTER PROGRAM PRODUCT FOR AN ACQUISITION PARTNER INTERFACE FOR INTEGRATING MULTIPLE PARTNER CHANNELS INTO A TRANSACTION ACCOUNT ISSUER PLATFORM

• US 20070198438A1
• Filed: 12/07/2005
• Published: 08/23/2007
• Est. Priority Date: 12/07/2005
• Status: Active Grant

• Current Assignee: Liberty Peak Ventures, LLC (Dominion Harbor Enterprises, LLC)
• Original Assignee: American Express Travel Related Services Company, Inc. (American Express Company)
• Inventors: Dunn, Melanie, Mehta, Chintan, Craft, Deborah, Kayode, Adeyemi, Bentley, Simon, Vora, Sejal, Perracchio, Denis
• Granted Patent: US 8,788,376 B2
• Time in Patent Office: Days
• US Class Current: 705/80
• CPC Class Codes: G06Q 20/02 involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
• CPC Class Codes: G06Q 30/00 Commerce
• CPC Class Codes: G06Q 30/02 Marketing; Price estimation or determination; Fundraising
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes
• CPC Class Codes: G06Q 50/188 Electronic negotiation

Abstract

A system, method and computer program product for interfacing disparate partner systems to a transaction account issuer system is disclosed. A Web server receives a request from a disparate partner system, such as a Web service, a portal and/or a partner microsite and an application server extracts a partner identifier from the request. In turn, a delegate engine delegates actions corresponding to the request to one or more handlers using predetermined rules associated with the partner identifier. A worker manager manages worker code blocks which perform the actions based on a subset of the predetermined rules associated with the partner identifier. The Web server then communicates an outcome to the partner system based on the actions performed by the worker code blocks.

Claims

1. A method for interfacing a plurality of disparate partner systems to a transaction account issuer system, comprising the steps of:

(a) receiving a request from one of the disparate partner systems, the request being received from at least one of a Web service, a portal and a partner microsite;

(b) extracting a partner identifier from the request;

(c) delegating a plurality of actions corresponding to the request to one of a plurality of handlers in accordance with at least one of a plurality of predetermined rules associated with the partner identifier; and

(d) managing a plurality of worker code blocks operable to perform the plurality of actions based on a subset of the at least one of the plurality of predetermined rules associated with the partner identifier; and

(e) communicating to the partner system an outcome based on the plurality of actions.

2. The method of claim 1, further comprising the step of:

(f) validating the request.

3. The method of claim 1, further comprising the steps of:

(f) authenticating the partner system; and

(g) authorizing the request.

4. The method of claim 1, further comprising the step of:

(f) communicating at least one of the plurality of actions to a downstream issuer system through an adapter, wherein the adapter forms the conduit between the downstream issuer system and a delegate operable to perform the delegating step.

5. The method of claim 1, further comprising the step of:

(f) aggregating data from the request with data stored in the transaction account issuer system; and

(g) communicating the aggregated data to one or more of the handlers.

6. A system for interfacing a plurality of disparate partner systems to a transaction account issuer system, comprising:

a Web server operable to receive a request from one of the disparate partner systems, the request being received from at least one of a Web service, a portal and a partner microsite;

an application server in communication with the Web server and operable to extract a partner identifier from the request;

a delegate engine operable to delegate a plurality of actions corresponding to the request to one of a plurality of handlers in accordance with at least one of a plurality of predetermined rules associated with the partner identifier; and

a worker managing operable to manage a plurality of worker code blocks, the work code blocks operable to perform the plurality of actions based on a subset of the at least one of the plurality of predetermined rules associated with the partner identifier; and

wherein the web server is further operable to communicate to the partner system an outcome based on the plurality of actions.

7. The system of claim 6, further comprising:

a validation handler operable to validate the request.

8. The system of claim 6, further comprising:

a security handler operable to authenticate the partner system and authorize the request.

9. The system of claim 6, further comprising:

an adaptor operable to communicate at least one of the plurality of actions to a downstream issuer system.

10. The system of claim 6, wherein the application server is further applicable to aggregate data from the request with data stored in the transaction account issuer system and communicate the aggregated data to one or more of the handlers.

11. A computer program product comprising a computer usable medium having control logic stored therein for causing a computer to interface a plurality of disparate partner systems to a transaction account issuer system, the control logic comprising:

first computer readable program code means for causing the computer to receive a request from one of the disparate partner systems, the request being received from at least one of a Web service, a portal and a partner microsite;

second computer readable program code means for causing the computer to extract a partner identifier from the request;

third computer readable program code means for causing the computer to delegate a plurality of actions corresponding to the request to one of a plurality of handlers in accordance with at least one of a plurality of predetermined rules associated with the partner identifier; and

fourth computer readable program code means for causing the computer to manage a plurality of worker code blocks operable to perform the plurality of actions based on a subset of the at least one of the plurality [F1]of predetermined rules associated with the partner identifier; and

fifth computer readable program code means for causing the computer to communicate to the partner system an outcome based on the plurality of actions.

12. The computer program product of claim 11, further comprising:

sixth computer readable program code means for causing the computer to validate the request.

13. The computer program product of claim 11, further comprising:

sixth computer readable program code means for causing the computer to authenticate the partner system; and

seventh computer readable program code means for causing the computer to authorize the request.

14. The computer program product of claim 11, further comprising:

sixth computer readable program code means for causing the computer to communicate at least one of the plurality of actions to a downstream issuer system.

15. The computer program product of claim 11, further comprising:

sixth computer readable program code means for causing the computer to aggregate data from the request with data stored in the transaction account issuer system; and

seventh computer readable program code means for causing the computer to communicate the aggregated data to the handler.