Issuing a value-bearing card associated with only non-personally identifying information
First Claim
1. A system for issuing a debit card, the system comprising:
- an input device, the input device configured to receive a new account request, the new account request including only non-personally identifiable information;
a network coupling, the network coupling configured to send the new account request to an acquirer processor and to receive an approval response from the acquirer processor; and
a card dispenser, the card dispenser configured to dispense a debit card to the user based on the approval response received from the acquirer processor, the debit card including only non-personally identifiable information, the non-personally identifiable information including the account number.
2 Assignments
0 Petitions
Accused Products
Abstract
Issuing a debit card associated with only non-personally identifying information includes communicating among an input device, a network coupling, and a card dispenser. The input device is configured to receive a new account request. The new account request includes only non-personally identifiable information. The network coupling is configured to send the new account request to an acquirer processor and to receive an approval response from the acquirer processor. The card dispenser is configured to dispense a debit card to the user based on the approval response received from the acquirer processor. The debit card includes only non-personally identifiable information. The non-personally identifiable information includes the account number.
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Citations
20 Claims
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1. A system for issuing a debit card, the system comprising:
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an input device, the input device configured to receive a new account request, the new account request including only non-personally identifiable information;
a network coupling, the network coupling configured to send the new account request to an acquirer processor and to receive an approval response from the acquirer processor; and
a card dispenser, the card dispenser configured to dispense a debit card to the user based on the approval response received from the acquirer processor, the debit card including only non-personally identifiable information, the non-personally identifiable information including the account number. - View Dependent Claims (2, 3, 4)
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5. A method for initializing a debit account, the method comprising:
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obtaining a new account request and a balance from a terminal, the new account request including only non-personally identifiable information;
sending the new account request and the balance from the terminal to an acquirer processor;
sending the new account request and the balance from the acquirer processor to a card processor;
determining whether to authorize creation of a new account based on only the non-personally identifiable information;
sending an authorization response from the card processor to the acquirer processor; and
sending the authorization response from the acquirer processor to the terminal. - View Dependent Claims (6)
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7. A method for issuing a value-bearing card, comprising:
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receiving one or more value-bearing instruments and a request to convert the value bearing instruments to a value-bearing card at a kiosk, wherein the value-bearing instruments total an amount and the requested value-bearing card includes only non-personally identifiable information;
sending the amount and the request to a third party for approval; and
issuing the value-bearing card from the kiosk upon receipt of approval from the third party. - View Dependent Claims (8, 9, 10, 11, 12, 13, 14)
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15. A system for issuing a value-bearing card, comprising:
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means for receiving one or more value-bearing instruments and a request to convert the value bearing instruments to a value-bearing card at a kiosk, wherein the value-bearing instruments total an amount and the requested value-bearing card includes only non-personally identifiable information;
means for sending the amount and the request to a third party for approval; and
means for issuing the value-bearing card from the kiosk upon receipt of approval from the third party. - View Dependent Claims (16, 17, 18, 19, 20)
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Specification