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Multifactor authentication system

  • US 20070203850A1
  • Filed: 02/14/2007
  • Published: 08/30/2007
  • Est. Priority Date: 02/15/2006
  • Status: Abandoned Application
First Claim
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1. A system for authenticating the identity of a user attempting a financial transaction comprising:

  • a multifactor authentication engine; and

    an instruction set operable to provide at least one instruction to the multifactor authentication engine to process electronic data according to a selected multifactor authentication paradigm,wherein the multifactor authentication paradigm comprises the verification of a mobile communications device and the verification of a personal identification number or code delivered using the mobile communications device.

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