COUPON CODE SYSTEMS AND METHODS

• US 20070208618A1
• Filed: 09/26/2006
• Published: 09/06/2007
• Est. Priority Date: 03/06/2006
• Status: Abandoned Application

• Current Assignee: Western Union
• Original Assignee: First Data Corporation (Fiserv Incorporated), Western Union
• Inventors: Paintin, Scott R., Jost, Paul, Hafer, Michael J., Scott, Rieley K.
• Application Number:
  US11/535,353
• Publication Number:
  US 20070208618A1
• Time in Patent Office: Days
• US Class Current: 705/14.110
• CPC Class Codes: G06Q 30/02 Marketing; Price estimation or determination; Fundraising
• CPC Class Codes: G06Q 30/0208 Trade or exchange of goods or services in exchange for incentives or rewards
• CPC Class Codes: G06Q 30/0212 Chance discounts or incentives
• CPC Class Codes: G06Q 30/0221 Re-usable coupons
• CPC Class Codes: G06Q 30/0235 constrained by time limit or expiration date

Abstract

A method for providing a coupon code to a recipient via a network includes storing a coupon code on a tangible storage medium of a host computer, receiving a request for the coupon code from the recipient, and providing the recipient with the coupon code via the network in response to the request. The coupon code is transmitted along the network between the host computer and the recipient as an analog or digital audio signal.

Claims

1. A method for providing a coupon code to a recipient via a network, comprising:

storing a coupon code on a tangible storage medium of a host computer;

receiving a request for the coupon code from the recipient; and

providing the recipient with the coupon code via the network in response to the request;

wherein the coupon code is transmitted along the network between the host computer and the recipient as an analog , a digital signal, or a combination analog and digital signal.

2. The method according to claim 1, wherein the network comprises a telephone network.

3. The method according to claim 1, wherein the coupon code corresponds to a benefit comprising a member selected from the group consisting of a discount for a money transfer fee, a discount on a purchase of a product or service, a premium item, and an entry into a contest or sweepstakes.

4. The method according to claim 1, wherein the coupon code comprises a member selected from the group consisting of a redemption limit identifier that limits the number of times the coupon code may be used, a redemption location identifier that designates a redemption location at which the coupon code may be redeemed, and a redemption expiration date that indicates a date beyond which the coupon code is irredeemable.

5. The method according to claim 1, wherein the coupon code corresponds to a benefit based on an identifier associated with the recipient'"'"'s request, the identifier comprising a member selected from the group consisting of a name, an address, an Automatic Number Identification (ANI), a loyalty code or number, a registration number, and a personal identification number (PIN).

6. The method according to claim 1, wherein the coupon code corresponds to a benefit based on a usage log compiled for the identifier associated with the recipient'"'"'s request.

7. The method according to claim 1, further comprising providing the recipient with instructions for redeeming the coupon code, wherein the instructions are based on an identifier associated with the recipient'"'"'s request, the identifier comprising a member selected from the group consisting of a name, an address, an Automatic Number Identification (ANI), a loyalty code or number, a registration number, and a personal identification number (PIN).

8. The method according to claim 1, wherein the coupon code corresponds to a benefit based on an identifier provided by the recipient, the identifier comprising a member selected from the group consisting of a name, an address, an Automatic Number Identification (ANI), a loyalty code or number, a registration number, and a personal identification number (PIN).

9. A system for providing a coupon code to a recipient via a telephone network, comprising:

a tangible storage medium that stores a coupon code;

an input module that receives a request for the coupon code from the recipient; and

an output module that transmits the coupon code from the tangible storage medium to a network in response to the recipient request, such that the coupon code is configured for delivery along the network toward the recipient as an analog signal, a digital signal, or a combination analog and digital signal.

10. The system according to claim 9, wherein the output module comprises an interactive voice response system.

11. The system according to claim 9, wherein the coupon code corresponds to a benefit comprising a member selected from the group consisting of a discount for a money transfer fee, a discount on a purchase of a product or service, a premium item, and an entry into a contest or sweepstakes.

12. The system according to claim 9, wherein the coupon code comprises a member selected from the group consisting of a redemption limit identifier that limits the number of times the coupon code may be used, a redemption location identifier that designates a redemption location at which the coupon code may be redeemed, and a redemption expiration date that indicates a date beyond which the coupon code is irredeemable.

13. The system according to claim 9, wherein the coupon code corresponds to a benefit based on an identifier associated with the recipient'"'"'s request, the identifier comprising a member selected from the group consisting of a name, an address, an Automatic Number Identification (ANI), a loyalty code or number, a registration number, and a personal identification number (PIN).

14. A system for providing a discount on a money transfer fee, comprising:

a request module that receives a request to perform a money transfer;

a fee module that calculates a money transfer fee for the money transfer; and

a discount module that discounts the money transfer fee based on the coupon code.

15. The system according to claim 14, wherein the coupon code comprises a member selected from the group consisting of a redemption limit identifier that limits the number of times the coupon code may be used, a redemption location identifier that designates a redemption location at which the coupon code may be redeemed, and a redemption expiration date that indicates a date beyond which the coupon code is irredeemable.

16. The system according to claim 14, wherein the coupon code corresponds to a discount based on an identifier associated with the recipient'"'"'s request, the identifier comprising a member selected from the group consisting of a name, an address, an Automatic Number Identification (ANI), a loyalty code or number, a registration number, and a personal identification number (PIN).

17. A method for providing a discount on a money transfer fee, comprising:

providing a coupon code to a customer via a network;

receiving a request to perform a money transfer;

receiving the coupon code;

calculating a money transfer fee for the money transfer; and

discounting the money transfer fee based on the coupon code.

18. The method according to claim 17, wherein the coupon code comprises a member selected from the group consisting of a redemption limit identifier that limits the number of times the coupon code may be used, a redemption location identifier that designates a redemption location at which the coupon code may be redeemed, and a redemption expiration date that indicates a date beyond which the coupon code is irredeemable.

19. A system for transferring money, comprising:

a coupon code generation system configured to receive a coupon code request and transmit a coupon code to a recipient as an analog signal, a digital signal, or a combination analog and digital signal in response to the coupon code request; and

a coupon code redemption system configured to receive a money transfer request from a transferor and discount a money transfer fee based on the coupon code.

20. The system according to claim 19, wherein the coupon code comprises a member selected from the group consisting of a redemption limit identifier that limits the number of times the coupon code may be used, a redemption location identifier that designates a redemption location at which the coupon code may be redeemed, and a redemption expiration date that indicates a date beyond which the coupon code is irredeemable.