Using commercial share of wallet to manage investments
First Claim
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1. A method of managing investment vehicles, comprising:
- (a) modeling industry spending patterns using individual and aggregate corporate data, including financial statement data;
(b) estimating a commercial size of spending wallet of a company based on financial statement data of the company, total business spend of the company, and the model of industry spending patterns; and
(c) managing the inclusion of securities in the investment vehicle based on the commercial size of spending wallet of the company.
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Abstract
Commercial size of spending wallet (“CSoSW”) is the total business spend of a business including cash but excluding bartered items. Commercial share of wallet (“CSoW”) is the portion of the spending wallet that is captured by a particular financial company. A modeling approach utilizes various data sources to provide outputs that describe a company'"'"'s spend capacity. Managers of investment vehicles, such as mutual fund managers, can use CSoW/CSoSW as one of the parameters to be considered when picking stocks to buy, sell, or short. Investment managers can also use CSoW/CSoSW to predict which stocks in their portfolio are likely to suffer a price fall.
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Citations
20 Claims
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1. A method of managing investment vehicles, comprising:
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(a) modeling industry spending patterns using individual and aggregate corporate data, including financial statement data;
(b) estimating a commercial size of spending wallet of a company based on financial statement data of the company, total business spend of the company, and the model of industry spending patterns; and
(c) managing the inclusion of securities in the investment vehicle based on the commercial size of spending wallet of the company. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10)
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11. A system for managing investment vehicles, comprising:
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a processor; and
a memory in communication with the processor, the memory for storing a plurality of processing instructions for directing the processor to;
model industry spending patterns using individual and aggregate corporate data, including financial statement data;
estimate a commercial size of spending wallet of a company based on financial statement data of the company, total business spend of the company, and the model of industry spending patterns; and
manage the inclusion of securities in the investment vehicle based on the commercial size of spending wallet of the company. - View Dependent Claims (12, 13, 14, 15, 16, 17, 18, 19, 20)
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Specification