Electronic image cash letter monitoring
First Claim
1. A computer-implemented method for tracking an electronic check processing status of an image cash letter (“
- ICL”
) item, comprising the steps of;
receiving an ICL comprising an ICL item for electronic check processing;
processing the ICL item by performing at least one electronic check processing event in connection with the item;
for each electronic check processing event, creating a record comprising information related to a status of the electronic check processing event with respect to the ICL item;
associating each record with the item; and
determining a status of the item based on the information stored in at least one record associated with the item.
4 Assignments
0 Petitions
Accused Products
Abstract
Monitoring an electronic check processing status of an image cash letter (“ICL”) and items in the ICL includes processing each ICL item by performing at least one electronic check processing event in connection with the item. For each electronic check processing event and for each item, a record comprising information related to a status of the electronic check processing event is created. Each record is associated with the corresponding item and the ICL. A status of each item can be determined based on the information stored in the records corresponding to that item. A status of the ICL can be determined based on the status of the items from the ICL.
227 Citations
33 Claims
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1. A computer-implemented method for tracking an electronic check processing status of an image cash letter (“
- ICL”
) item, comprising the steps of;
receiving an ICL comprising an ICL item for electronic check processing;
processing the ICL item by performing at least one electronic check processing event in connection with the item;
for each electronic check processing event, creating a record comprising information related to a status of the electronic check processing event with respect to the ICL item;
associating each record with the item; and
determining a status of the item based on the information stored in at least one record associated with the item. - View Dependent Claims (2, 3, 4, 5, 6, 7, 9, 10, 11)
- ICL”
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8. (canceled)
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12. A computer-implemented method for tracking and reporting an electronic check processing status of an image cash letter (“
- ICL”
) item, comprising the steps of;
receiving an ICL comprising the item for electronic check processing;
tracking a status of the item during each of a plurality of electronic check processing events, the electronic check processing events comprising at least one of storing an image corresponding to the item, storing financial data corresponding to the item, storing addenda data corresponding to the item, conducting a reject/repair analysis of the financial data, creating a substitute check file corresponding to the item, creating a new ICL comprising the substitute check file, and presenting the item to a receiving institution for payment; and
presenting the status of the item in response to a query to obtain the status of the item. - View Dependent Claims (13, 14, 15, 16, 17, 18, 19, 20, 21, 22)
- ICL”
-
23. A computer-implemented method for tracking an electronic check processing status of an image cash letter (“
- ICL”
) comprising a plurality of ICL items, comprising the steps of;
receiving the ICL comprising the plurality of ICL items;
associating each of the items with the ICL;
processing the ICL by performing at least one electronic check processing event in connection with each of the items;
for each electronic check processing event, creating a record comprising information related to a status of the electronic check processing event with respect to each of the items;
associating each record with a corresponding one of the items; and
determining a status of the ICL based on the information stored in at least one record associated with one of the items. - View Dependent Claims (24, 25, 26, 27, 28, 29, 30, 31, 32, 33)
- ICL”
Specification