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SYSTEMS AND METHODS FOR OPENING, FUNDING, AND/OR USING A FINANCIAL ACCOUNT, SUCH AS A CHECKING ACCOUNT

  • US 20070244816A1
  • Filed: 04/13/2007
  • Published: 10/18/2007
  • Est. Priority Date: 04/14/2006
  • Status: Abandoned Application
First Claim
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1. A computer-implemented method for providing a financial account to a user, the method comprising:

  • receiving a request from the user to open a financial account from which the user can withdraw funds;

    in response to receiving the request from the user, providing a plurality of unused checks to the user;

    receiving a first check from the plurality of checks, wherein the first check has been used in commerce by the user, and wherein the first check includes a first signature of the user;

    storing an image of the first signature from the first check;

    receiving a second check from the plurality of checks, wherein the second check has been used in commerce by the user, and wherein the second check includes a second signature of the user; and

    comparing the second signature on the second check to the image of the first signature to authenticate the second signature.

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