Method and system for conducting background investigations

• US 20070250459A1
• Filed: 03/07/2007
• Published: 10/25/2007
• Est. Priority Date: 03/07/2006
• Status: Abandoned Application

• Current Assignee: Aura Sub, LLC
• Original Assignee: Intersections Incorporated (Aura Sub, LLC)
• Inventors: Andrews, Chris, Schwarz, Ken
• Application Number:
  US11/714,914
• Publication Number:
  US 20070250459A1
• Time in Patent Office: Days
• US Class Current: 705/500
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes
• CPC Class Codes: G06Q 99/00 Subject matter not provided for in other groups of this subclass

Abstract

A system for conducting background investigations is provided. The system present may a user interface to a user. A request for a service may be received via the user interface. The request for a service may include a request that a background investigation be performed on an individual. Initial information regarding a target of the investigation may be received. Based on the initial information, an identity of the target may be verified. If the identity of the target is verified, the investigation may be performed.

Claims

1. A method for authenticating identity, comprising:

receiving a request for a background investigation on a target individual from a requester;

verifying an identity of the target individual before performing the investigation; and

verifying an identity of the requestor before performing the background investigation.

2. The method of claim 1, further comprising causing the background investigation to be performed.

3. The method of claim 1, wherein verifying the identity of the target individual further comprises:

receiving initial information regarding the target individual from the requestor at a time of the request; and

verifying the identity of the target individual based in part on the initial information.

4. The method of claim 2, further comprising:

tracking a number of requests made by the requestor over a predetermined period of time; and

performing the background investigation only if a number of requests is below a predetermined limit.

5. The method of claim 1, wherein the requestor is an individual.

6. The method of claim 3, wherein the initial information comprises one of name, address, telephone number or social security number.

7. The method of claim 3, further comprising receiving at least some of the initial information from the search target.

8. A method, comprising:

receiving a request from a requestor for a background investigation on a target;

receiving initial information regarding the target from the requester;

verifying an identity of the target based at least on the initial information; and

conducting the background investigation if the identity of the target is verified.

9. The method of claim 8, further comprising:

receiving personal information regarding the requestor; and

verifying an identity of the requestor based on the personal information before conducting the background investigation.

10. The method of claim 8, wherein verifying the identity of the target further comprises:

sending a communication to the target;

receiving additional information from the target; and

verifying the identity of the target based at least on the additional information.

11. The method of claim 10, wherein the additional information includes one of in-wallet and out of wallet information.

12. The method of claim 10, further comprising:

contacting the target regarding the background investigation; and

informing the requestor if the target does not respond to the contact.

13. The method of claim 12, further comprising attempting contact via a different communication channel.

14. The method of claim 9, further comprising:

receiving information regarding the requestor from the target; and

verifying the identity of the requestor based in part on the information from the target.

15. The method of claim 8, further comprising providing alerts to the requestor at selected points of the background investigation.

16. A case management tool for managing background investigations, comprising:

an account module for establishing an account for a search requester, the account a listing of including pending and completed background investigation and status; and

a verification module for receiving a request for verification of target from the search requester, wherein the request includes information that can identify the target and for performing a verification process for the target'"'"'s identity based at least on the information in the request.

17. The case management tool of claim 16, wherein the account module performs the following steps:

receiving log-in and password information for the requester;

verifying the log-in and password;

and providing access to a corresponding account based on the verifying step.

18. The case management tool of claim 16, wherein the account module communicates with the verification module to obtain background investigation status.

19. The case management tool of claim 16, wherein the verification module tracks the status of background investigations and sends alerts to the requestor at predetermined benchmarks.

20. The case management tool of claim 16, wherein the verification module verifies an identity of the requestor.

21. The case management tool of claim 16, wherein the account module tracks search requests from a requester over a predetermined time and disallows further search requests when the requests exceeds a predetermined amount.