Integrating the Internet system of mediation of financial loans, purchase of goods and providing services

• US 20070253260A1
• Filed: 04/24/2007
• Published: 11/01/2007
• Est. Priority Date: 04/26/2006
• Status: Abandoned Application

• Current Assignee: Pankontraktor SRO
• Original Assignee: Pankontraktor SRO
• Inventors: Pavlis, Jan, Pavlisova, Alena
• Application Number:
  US11/789,487
• Publication Number:
  US 20070253260A1
• Time in Patent Office: Days
• US Class Current: 365/189.20
• CPC Class Codes: G06Q 30/08 Auctions
• CPC Class Codes: G06Q 40/02 Banking, e.g. interest calculation or account maintenance credit or loans G06Q40/03

Abstract

An Internet based system and method for mediation of financial loans, purchasing goods and providing services between consumers and providers which employs a mediator therebetween. The system employs a public communication network such as the Internet, to interconnect at least one mediator between at least one creditor, and a client. Over a public networking system, the system provides verification of client identity through the mediator, communication of loan terms from the creditor through the mediator to a client, and accounting of each party'"'"'s ongoing financial interests via software resident on a bank or other financial institution'"'"'s computer. The system thereby provides clients seeking financial surfaces or goods access to providers thereof over a public network through a mediator and a subsequent accounting for all three parties'"'"' mutual interests employing software adapted to the task running on a mutually accessible computer or server.

Claims

1. The integration of the internet system of mediation of financial loans designed for financial mediation for the market subjects is characterized by the fact that it is made up of at least one mediator block (1) connected through the transmission channel (6) with at least one creditor'"'"'s block (2) and/or at least one client'"'"'s block (3) and/or at least one bank block (4) which is from one side interconnected through the transmission channel (6) with at least one creditor block (2) and/or at least one client block (3) that is connected through the transmission channel (6) with at least one creditor block (2).

2. The connection according to the requirement 1 is distinguished by the fact that at least one client'"'"'s block (3) that is connected through the transmission channel (6) with at least one verifying block (5) that is connected through the transmission channel (6) with at least one creditor'"'"'s block (2) and/or at least one bank block (4) and/or at least one mediator block (1).

3. The connection of internet system for mediation of financial loans, purchasing goods and providing services designed for market subjects characterized by the fact that it is made up of at least one mediator'"'"'s block (1) that is connected through the transmission channel (6) with at least one creditor'"'"'s block (2) and/or at least one bank block (4) and/or at least one provider'"'"'s block (8) a and/or at least one security block (9) and/or at least one external block (7) and/or at least one clients block (3) which is connected through the transmission channel (6) with at least one verifying block (5) which is connected through the transmission channel (6) with at least one creditor'"'"'s block (2) and/or at least one provider'"'"'s block (8) and/or at least one mediator'"'"'s block (1).

4. Connection according to the requirement 3 is distinguished by the fact that at least one client block (3) is connected through the transmission channel (6) with at least one creditor'"'"'s block (2) and/or at least one provider'"'"'s block (8) and/or at least one security block (9) which is connected through the transmission channel (6) with at least one creditor'"'"'s block (2) and/or at least one provider'"'"'s block (8).

5. The integration of the internet system of verification of the client'"'"'s identity designed for providing loans for the market subjects characterized by the fact that it is made up of at least one client'"'"'s block (3) that is connected through the transmission channel (6) with at least one provider'"'"'s block (1) and connected through the transmission channel (6) with at least one verifying block (5) which is connected through the transmission channel (6) with at least one provider'"'"'s block (1) that is connected through the transmission channel (6) with at least one bank block (1) that is connected through the transmission channel (6) with at least one client'"'"'s block (3).

6. Connection according to the requirement 5 is distinguished by the fact that at least one provider'"'"'s block (1) and/or at least one client'"'"'s block (3) is connected through the transmission channel (6) with at least one creditor'"'"'s block (2) that is connected through the transmission channel (6) with at least bank block (1) that is connected through the transmission channel (6) with at least one client'"'"'s block (3).