RECORDING AND REPORTING OF DRIVING CHARACTERISTICS
First Claim
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1. A method of recording vehicle usage comprising the steps of:
- a) sensing data indicative of a vehicle operation characteristic, including a location of the vehicle;
b) storing sensed date indicative of the vehicle operating characteristic in a memory module; and
c) uploading the stored data indicative of vehicle operating characteristics including location of the vehicle to a server responsive to a desired triggering event.
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Abstract
A device and method for recording driving characteristics and for providing diagnostic information includes a cradle utilized for monitoring and compiling vehicle usage information for determining an insurance premium. The cradle is installed within a vehicle and connected to receive power from a vehicle power source. A memory device provides for the extraction of data gathered and stored within the cradle. Information from the cradle is uploaded to a central server that interprets the information and generates a summary and usage reports utilized to generate an insurance premium.
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Citations
19 Claims
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1. A method of recording vehicle usage comprising the steps of:
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a) sensing data indicative of a vehicle operation characteristic, including a location of the vehicle;
b) storing sensed date indicative of the vehicle operating characteristic in a memory module; and
c) uploading the stored data indicative of vehicle operating characteristics including location of the vehicle to a server responsive to a desired triggering event. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13)
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14. A cradle device for gathering vehicle usage data for use in determining vehicle insurance cost comprising:
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a memory module for storing data indicative of vehicle operating characteristics;
a first receiver for receiving satellite signals indicative of a vehicle position;
a power module including a connection to an external power source, and an internal power source for powering said device independent of the external power source;
a first sensor for detecting motion of said device; and
a controller for aggregating data stored within said memory module responsive to a triggering event. - View Dependent Claims (15, 16, 17, 18, 19)
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Specification