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Apparatus, System, and Method for Delivering Products or Services

  • US 20070262140A1
  • Filed: 02/10/2007
  • Published: 11/15/2007
  • Est. Priority Date: 02/03/2005
  • Status: Abandoned Application
First Claim
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1. A system comprising:

  • a processor;

    a memory for storing data coupled to the processor, the memory comprising user data, user account data, and relationship data;

    wherein the processor is configured for;

    calculating an account valuation score based at least in part on the user data, user account data, or relationship data, calculating a risk score based at least in part on the user data, user account data, or relationship data, outputting a set of products or services based at least in part on the risk score, and pricing the set of products or services based at least in part on the account valuation.

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