Card incentive database system
First Claim
1. A card incentive data base system, comprising:
- a computerized data base system, said system having a client information table and a credit/debit card information table;
said client information table comprising at least one client identifier;
said card information table comprising card identifiers and card incentive data;
means for inputting and updating said tables; and
means for searching said system to determine at least one credit/debit card to use for a purchase based upon card incentives available.
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Accused Products
Abstract
A card incentive data base system includes a computerized data base system with a client information table and a credit/debit card information table. The client information table includes a client identifier code and can accommodate card identifier codes for accounts owned by the client. The card information table includes card identifier codes and card incentive data. Means are provided for inputting and updating the tables as well as means for searching the system to determine at least one credit/debit card to use for a purchase based upon incentives available. The system may be accessed remotely over a network or telephone system. Text messaging, voice recognition and live operators are employed to allow the client to query the system prior to making a purchase. The system is capable of automatically updating its tables as incentive programs change. The system suggests new credit/debit card accounts to the client to optimize benefits available.
22 Citations
18 Claims
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1. A card incentive data base system, comprising:
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a computerized data base system, said system having a client information table and a credit/debit card information table; said client information table comprising at least one client identifier; said card information table comprising card identifiers and card incentive data; means for inputting and updating said tables; and means for searching said system to determine at least one credit/debit card to use for a purchase based upon card incentives available. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18)
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Specification