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Automatic classification of credit card customers

  • US 20070288299A1
  • Filed: 06/13/2006
  • Published: 12/13/2007
  • Est. Priority Date: 06/13/2006
  • Status: Active Grant
First Claim
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1. A computer-based method for automatically sorting customers who make purchases from merchants using a credit card, comprising:

  • calculating an adjusted index for a customer based on an amount of money the customer spent across merchants during a time period;

    comparing the adjusted index to a cut-off value; and

    classifying the customer based on the comparison of the adjusted index to the cut-off value.

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