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Credit Card Transaction Authority By Content Rating

  • US 20070288379A1
  • Filed: 07/02/2007
  • Published: 12/13/2007
  • Est. Priority Date: 09/20/2001
  • Status: Abandoned Application
First Claim
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1. A computer-implemented method for administration of credit account transaction authority, the method comprising the steps of:

  • receiving a request for authorization for a credit transaction against a credit account for purchase of at least one item available for purchase through credit transactions, wherein the item available for purchase has a content rating, and wherein the credit account has a content rating, an account owner, and at least one authorized account user;

    retrieving the content rating of the credit account, wherein retrieving the content rating of the credit account further comprises retrieving from a ratings repository the content rating of the credit account and wherein the credit account is a credit card account, and wherein retrieving the content rating of the credit account further comprises retrieving from a credit card company the content rating of the credit account;

    comparing the content rating of the item requested for purchase and the content rating of the credit account, wherein the comparing produces a determination whether the content rating of the item requested for purchase matches the content rating of the credit account; and

    authorizing the requested transaction when the content rating of the item requested for purchase matches the content rating of the credit account.

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