Invoking actionable alerts

• US 20070290832A1
• Filed: 06/16/2006
• Published: 12/20/2007
• Est. Priority Date: 06/16/2006
• Status: Abandoned Application

• Current Assignee: FMR LLC
• Original Assignee: FMR Corporation (FMR LLC)
• Inventors: Kalinichenko, Boris Olegovich, Ferra, Joseph G.
• Application Number:
  US11/454,693
• Publication Number:
  US 20070290832A1
• Time in Patent Office: Days
• US Class Current: 340/506
• CPC Class Codes: G06Q 20/04 Payment circuits
• CPC Class Codes: G06Q 20/3223 Realising banking transactions through M-devices
• CPC Class Codes: G06Q 20/325 using wireless networks
• CPC Class Codes: G06Q 20/3265 characterised by personalisation for use
• CPC Class Codes: G06Q 20/40 Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
• CPC Class Codes: G06Q 20/4016 involving fraud or risk level assessment in transaction processing
• CPC Class Codes: G06Q 20/405 Establishing or using transaction specific rules
• CPC Class Codes: H04L 67/02 based on web technology, e.g. hypertext transfer protocol [HTTP]
• CPC Class Codes: H04M 1/7243 with interactive means for internal management of messages
• CPC Class Codes: H04M 1/72445 for supporting Internet browser applications
• CPC Class Codes: H04W 68/00 User notification, e.g. alerting and paging, for incoming communication, change of service or the like

Abstract

Described are methods and systems, including computer program products for registering, configuring, and invoking actionable alerts. For example, an alert action is determined based on an alert. The alert is sent to a device based on an alert logic and the alert action is sent to the device based on a device capability. A received communication is identified as a response from the first device based on the alert requesting performance of the alert action.

Claims

1. A method of performing an alert action comprising:

determining an alert action based on an alert;

sending the alert to a device based on an alert logic;

sending the alert action to the device based on a device capability; and

identifying a received communication as a response from the device based on the alert requesting performance of the alert action.

2. The method of claim 1 wherein the alert action comprises news retrieval, transaction requests, account status, or any combination thereof.

3. The method of claim 1 further comprising determining, based on the alert, if the device is authorized to request the performance of the alert action.

4. The method of claim 3 further comprising performing the alert action if the device is authorized.

5. The method of claim 1 further comprising determining, based on the alert, if the user is authorized to request the performance of the alert action.

6. The method of claim 5 further comprising performing the alert action if the user is authorized.

7. The method of claim 1 further comprising activating, by the alert, the alert action, or both, a software application on the device.

8. The method of claim 1 wherein the alert comprises alert information about an account associated with a user associated with the device, the alert information not including an account number or an account balance.

9. The method of claim 8 wherein the alert action comprises a link which, upon selection by a user, initiates transmission of a request to obtain specific account information.

10. The method of claim 9 further comprising authenticating the user, the device, or both in response to selection of the link.

11. The method of claim 1 wherein the alert comprises information about a financial instrument.

12. The method of claim 11 wherein the financial instrument comprises at least one of:

a stock;

a bond;

a mutual fund;

an index fund;

an index;

a loan;

a future;

an option;

a bill;

a deposit,

any derivative thereof;

or combination thereof.

13. The method of claim 11 wherein the alert action comprises a link which, upon selection by a user, initiates transmission of a request to perform a transaction associated with the financial instrument.

14. The method of claim 13 further comprising authenticating the user, the device, or both, in response to selection of the link.

15. The method of claim 13 wherein the transaction comprises trading the financial instrument.

16. The method of claim 11 wherein the financial instrument comprises a value.

17. The method of claim 16 wherein the alert logic comprises determining if the value of the financial instrument rises above or falls below a threshold value.

18. The method of claim 1 wherein the alert comprises information such that the device presents information about a company represented by a ticker symbol to a user without the user providing the ticker symbol to the device.

19. The method of claim 1 wherein the alert action comprises configuring a new alert.

20. The method of claim 1 wherein the alert comprises information that a limit order has been executed, wherein the execution of the limit order comprises purchasing one or more financial instruments, the financial instruments comprising an associated value.

21. The method of claim 20 wherein the alert action comprises configuring a new alert, the new alert comprising an upper price limit, a lower price limit, or both on the associated value of the financial instrument.

22. A means for performing an alert action comprising:

means for determining an alert action based on an alert;

means for sending the alert to a device based on an alert logic;

means for sending the alert action to the device based on a device capability; and

means for identifying a received communication as a response from the device based on the alert requesting performance of the alert action.

23. A system for performing an alert action comprising:

a device;

an alert monitor configured to send an alert to the device based on an alert logic,

an alert distribution engine configured to determine an alert action based on the alert and to send the alert action to the device based on a device capability; and

a device recognition module configured to identify a received communication as a response from the device based on the alert requesting performance of the alert action.

24. A computer program product, tangibly embodied in an information carrier, for performing an alert action, the computer program product including instructions being operable to cause data processing apparatus to:

determine an alert action based on an alert;

send the alert to a device based on an alert logic;

send the alert action to the device based on a device capability; and

identify a received communication as a response from the device based on the alert requesting performance of the alert action.