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APPARATUS AND METHOD FOR FACILITATING MONEY OR VALUE TRANSFER

  • US 20070295803A1
  • Filed: 06/22/2006
  • Published: 12/27/2007
  • Est. Priority Date: 06/22/2006
  • Status: Active Grant
First Claim
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1. An apparatus for money or value transfer from at least one sender to at least one receiver using at least one service partner, the apparatus comprising a computing platform, running the components of:

  • at least one protocol translator for translating at least one request by the at least one sender to an internal communication protocol;

    at least one gateway to the at least one service partner, for adapting the internal communication protocol to at least one communication protocol used by the at least one service partner;

    at least one customer relationship and acquisition engine for responding to the at least one request from the at least one sender or at least one receiver, and for suggesting to the at least one sender at least one service or at least one product based on at least one request for registration, transaction, billing or historical transactions performed by the sender;

    at least one rule engine for storing and applying at least one rule or at least one procedure to at least one transaction type, said at least one rule engine running on said computing platform; and

    at least one service partner engine for performing at least one activity related to the at least one service partner.

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