METHOD FOR USING A SENSOR TO REGISTER A BIOMETRIC FOR USE WITH A TRANSPONDER-READER SYSTEM RELATED APPLICATIONS
First Claim
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1. A transponder-reader transaction system configured with a biometric security device, said system comprising:
- a transponder responsive to a RF interrogation signal from a reader;
a transponder system authentication circuit in communication with said transponder, said transponder system authentication circuit configured to authenticate said RF interrogation signal;
said biometric security device comprising a biometric sensor configured to detect a proffered biometric sample, said biometric sensor is configured to communicate with said system; and
, a verification device configured to verify said proffered biometric sample to selectively activate said transponder to facilitate a payment transaction;
wherein said system is configured to determine whether a user requested transaction exceeds a preloaded value defined by a preloaded value data file associated with a transponder;
determine whether said transaction exceeds a combination of said preloaded value and a reload value defined by a reload protocol data file associated with said transponder, wherein said preloaded value data file and said reload protocol data file define predetermined values for use in satisfying a user transaction request;
notify a user to proffer a biometric sample to authorize use of said combination of said preloaded value and said reload value to complete said transaction;
detect a proffered biometric sample at a sensor communicating with said system;
verify said proffered biometric sample; and
authorize said transaction to proceed by applying said preloaded value from a first funding source associated with said transponder and applying a portion of said reload value from one of said first funding source and a second funding source according to said reload protocol data file.
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Abstract
A method for registering biometric information for use in a transponder-reader system is disclosed. The method includes steps of detecting, verifying and storing a proffered biometric sample. During detecting, a sensor detects a proffered biometric to obtain a biometric sample. During the verifying step, the biometric sample is compared with other stored samples and/or other information. During the storing step, the biometric sample is stored on a database, for use by the transponder-reader system in authorizing transactions.
162 Citations
24 Claims
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1. A transponder-reader transaction system configured with a biometric security device, said system comprising:
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a transponder responsive to a RF interrogation signal from a reader;
a transponder system authentication circuit in communication with said transponder, said transponder system authentication circuit configured to authenticate said RF interrogation signal;
said biometric security device comprising a biometric sensor configured to detect a proffered biometric sample, said biometric sensor is configured to communicate with said system; and
,a verification device configured to verify said proffered biometric sample to selectively activate said transponder to facilitate a payment transaction;
wherein said system is configured to determine whether a user requested transaction exceeds a preloaded value defined by a preloaded value data file associated with a transponder;
determine whether said transaction exceeds a combination of said preloaded value and a reload value defined by a reload protocol data file associated with said transponder, wherein said preloaded value data file and said reload protocol data file define predetermined values for use in satisfying a user transaction request;
notify a user to proffer a biometric sample to authorize use of said combination of said preloaded value and said reload value to complete said transaction;
detect a proffered biometric sample at a sensor communicating with said system;
verify said proffered biometric sample; and
authorize said transaction to proceed by applying said preloaded value from a first funding source associated with said transponder and applying a portion of said reload value from one of said first funding source and a second funding source according to said reload protocol data file. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24)
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Specification