Smart card capable of processing financial transaction messages and operating method therein
First Claim
1. A smart card capable of processing financial transaction messages, comprising a CPU controller module, a security controller module, an input/output (I/O) interface module, a storage module, a financial card standard data processor module, and an ISO 8583 message processor module;
- the CPU controller module is coupled to and controls the security controller module, the input/output (I/O) module, the storage module, the financial card standard data processor module, and the ISO 8583 message processor module which organizes and packs the raw input data, and unpacks and processes received ISO 8583 message packet.
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Accused Products
Abstract
In one aspect of the present invention, there is provided a smart card capable of processing financial transaction messages, comprising a CPU controller module, a security controller module, an input/output (I/O) interface module, a storage module, a financial card standard data processor module, and an ISO 8583 message processor module; the CPU controller module is coupled to and controls the security controller module, the input/output (I/O) module, the storage module, the financial card standard data processor module, and the ISO 8583 message processor module. In another aspect of the present invention, there is provided an operating method of the smart card, comprising the steps of processing financial card standard related data and processing ISO 8583 message data. By integrating the feature of processing ISO 8583 message into the smart card, the security for electronic financial transactions is improved, and it is possible that the smart card is processed by the personal computer, which is helpful to financial transactions of the card holder.
50 Citations
9 Claims
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1. A smart card capable of processing financial transaction messages, comprising a CPU controller module, a security controller module, an input/output (I/O) interface module, a storage module, a financial card standard data processor module, and an ISO 8583 message processor module;
- the CPU controller module is coupled to and controls the security controller module, the input/output (I/O) module, the storage module, the financial card standard data processor module, and the ISO 8583 message processor module which organizes and packs the raw input data, and unpacks and processes received ISO 8583 message packet.
- View Dependent Claims (2, 3, 4)
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5. An operating method of the smart card capable of processing financial transaction messages, comprising the steps of:
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1) processing financial card standard related data internally;
2) acquiring transaction data;
3) generating an uploading message;
4) sending the message to a financial transaction terminal; and
5) forwarding the message to the system of the service provider. - View Dependent Claims (6, 7, 8, 9)
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Specification