SYSTEM FOR SUBSTANTIALLY IMMEDIATE PAYMENT FOR SEARCH RELATED TASKS

• US 20080021885A1
• Filed: 07/24/2007
• Published: 01/24/2008
• Est. Priority Date: 07/24/2006
• Status: Abandoned Application

• Current Assignee: ChaCha Search, Inc.
• Original Assignee: ChaCha Search, Inc.
• Inventors: Jones, Scott
• Application Number:
  US11/782,275
• Publication Number:
  US 20080021885A1
• Time in Patent Office: Days
• US Class Current: 707/3
• CPC Class Codes: G06Q 20/145 Payments according to the detected use or quantity
• CPC Class Codes: G06Q 30/04 Billing or invoicing
• CPC Class Codes: G07F 17/0014 for vending, access and use of specific services not covered anywhere else in G07F17/00 meter-controlled dispensing of liquid, gas or electricity G07F15/00
• CPC Class Codes: G07F 17/26 for printing, stamping, franking, typing or teleprinting apparatus ticket printing or the like apparatus G07F17/42
• CPC Class Codes: G07F 17/40 for devices for accepting orders, advertisements, or the like

Abstract

The embodiments discussed herein provide a search system where a searcher can perform searches and earn income in the form of cash or non-cash compensation based on completed searches or other search related tasks and an associated payment system, such as a bank, where the searcher can be substantially immediately paid the earned income. As the searcher completes searches, income is posted to an account of the searcher in the search system. Upon request by the searcher, using a graphical user interface where a payment amount can be specified, the earned income corresponding to the payment amount is substantially immediately transferred from a search system account in the payment system to a searcher'"'"'s account in the payment system via an account credit request sent by the search system to the payment system. The searcher'"'"'s account in the search system is debited for the amount of the payment. At the payment system, the searcher can use earned income for purchases, such as by making purchase with a debit card or withdrawing cash with the debit card at an ATM.

Claims

1. A task based payment method, comprising:

performing, by a search related activity specialist, a search related activity; and

effecting substantially an immediate electronic payment to the specialist upon the completion of the activity.

2. A search based payment method, comprising:

performing search systems activity by a searcher for a user requesting the search; and

effecting substantially an immediate electronic payment to the searcher upon the completion of the search.

3. A method, comprising:

determining that an electronic search related task has been performed; and

effecting substantially immediate payment for the electronic work task.

4. A search related activity payment method, comprising:

performing a search related activity by a worker; and

effecting substantially an immediate electronic payment to the worker upon request in association with the activity.

5. A method as recited in claim 4, wherein the activity comprises one of an information search by a searcher for a user where search results are sent to the user and training a searcher.

6. A method as recited in claim 4, wherein the payment comprises one of cash compensation and non-cash compensation.

7. A method as recited in claim 6, wherein the non-cash compensation comprises one of merchandise, services, a gift certificate, points with an affiliated merchant and credit with an affiliated merchant.

8. A method as recited in claim 4, wherein the effecting comprises transferring a payment amount from a search system account to a searcher account.

9. A method as recited in claim 8, wherein the transferring comprises sending a payment amount transfer request to a payment system.

10. A method as recited in claim 9, wherein the payment system comprises a bank.

11. A method as recited in claim 5, wherein the effecting comprises allowing the searcher to draw a payment amount using an electronic card.

12. A method as recited in claim 5, wherein the effecting comprises determining whether a searcher account includes sufficient funds for a requested payment amount.

13. A method as recited in claim 5, wherein the effecting comprises:

presenting the searcher with a graphical user interface (GUI) showing an amount in a searcher search system account; and

allowing the searcher to specify a payment amount using the GUI.

14. A method as recited in claim 13, wherein the searcher can specify a payment trigger.

15. A method as recited in claim 5, wherein the effecting comprises allowing the searcher to request payment electronically.

16. A method as recited in claim 5, wherein performing comprises crediting a searcher search system account with income for the search.

17. A method as recited in claim 5, wherein the payment is triggered when a goal is met.

18. A search based payment method, comprising:

performing an information search by a searcher for a user requesting the search and sending search results to the user; and

effecting a substantially immediate electronic payment to the searcher after the sending of the search results upon request by the searcher comprising transferring a payment amount from a search system account to a searcher account in a financial institution.

19. A search based payment method, comprising:

performing an information search by a searcher for a user requesting the search and sending search results to the user; and

effecting a substantially immediate electronic payment to the searcher after the sending of the search results upon request by the searcher by allowing the searcher to make a purchase with a debit card.

20. A method, comprising:

crediting a searcher with earned income for a search in a search system searcher account;

providing the searcher with an interface for a payment request;

allowing the searcher to specify a payment using the interface;

presenting an advertisement to the searcher;

determining that the searcher has requested the payment from the searcher account;

identifying whether the searcher account has sufficient funds for the payment;

debiting the searcher account for the payment;

sending a credit account request to a payment system to credit a searcher payment account for the payment;

crediting the searcher payment account in the payment system for the payment and debiting a search system account for the payment;

confirming the transfer to the searcher; and

allowing the searcher to substantially immediately access funds in the payment account.

21. A method as recited in claim 20, wherein the determining, identifying, debiting, sending and crediting comprises no more than one minute.

22. A system, comprising:

a search system allowing a user to perform a search based on a user request and earn income for the search;

a payment system allowing the searcher to request and be substantially immediately paid the earned income.

23. A graphical user interface, comprising:

a field for a user to set a payment amount; and

a control allowing a user to initiate a request for substantially immediate payment of the payment amount.

24. A graphical user interface, comprising:

a field showing an earned income; and

a control allowing a user to initiate a request for substantially immediate payment of the earned income.

25. An interface as recited in claim 24, further comprising

a field for showing a search query to be searched by a guide;

and

a search results field for showing search results for the query.

26. A computer readable storage for controlling a computer comprising a database, the database comprising:

a worker identifier field;

a payment system account identifier field for identifying a worker payment system account; and

an account balance field for holding an earned income balance earned by the worker in a system in which the worker works.

27. A task based payment method, comprising:

performing, by a worker, a task suitable for electronic based payment; and

effecting substantially an immediate electronic payment to the worker upon the completion of the task.

28. A graphical user interface, comprising:

a field specifying an account; and

a field specifying an immediate payment type.

29. An interface as recited in claim 28, wherein immediate payment types comprise at task completion, upon request and periodically.