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Method and System for Restricted the Usage of Payment Accounts

  • US 20080033879A1
  • Filed: 09/10/2007
  • Published: 02/07/2008
  • Est. Priority Date: 09/28/2000
  • Status: Active Grant
First Claim
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1. One or more computer readable media having stored thereon a plurality of instructions that, when executed by one or more processors, causes the one or more processors to perform acts including:

  • receiving a request to make a purchase at an on-line merchant using funds from a payment account that is identified in an electronic wallet maintained on a wallet server, the electronic wallet corresponding to a particular user, identifying restrictions that restrict the payment account;

    comparing the restrictions to an identity of the on-line merchant;

    determining, based on the comparing, whether to allow the purchase to proceed; and

    upon allowance of the purchase, forwarding purchase information maintained in the electronic wallet from the wallet server to the on-line merchant to charge the purchase to the payment account.

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