System and a method for carrying out personal and business transactions
1 Assignment
0 Petitions
Accused Products
Abstract
The present invention relates to a system and a method for carrying out personal transactions including financial transactions, e-mail transactions, and voice messaging transactions. A user of the system is issued a ten digit identification number in the form of a telephone number. The identification number may be the user'"'"'s actual phone number or a pseudo phone number. The user is also assigned a PIN number which contains a single or multiple digit security element which allows the user to indicate a security problem and its nature by dialing the assigned PIN number and which allows the user to avoid tripping the security elements of the system by using a digit or digits other than that/those assigned as the significantly placed digit(s) in the PIN number. Access to the system is provided either by dialing a central telephone number or via the Internet.
261 Citations
136 Claims
-
1-86. -86. (canceled)
-
87. A system for sharing operational data amongst conferencing parties including deaf participants comprising:
-
means for receiving data communications from each conferencing party;
means for transmitting said received data communications to a processor;
said processor having means for gathering all data communications received from said conference call parties; and
means for transmitting all received data communications to each of said conference call parties from said processor to each of said conference call parties. - View Dependent Claims (88, 122, 123, 124, 125, 126, 127, 128, 129, 130, 131, 132, 133, 134)
-
-
89. A method for sharing data amongst conferencing parties including at least one deaf person comprising the steps of:
-
receiving communications containing data messages from at least two of the conferencing parties;
transmitting said data messages to a processor;
gathering all said data messages in said processor; and
transmitting said data messages to each of the conferencing parties. - View Dependent Claims (90, 91, 135, 136)
-
-
92-121. -121. (canceled)
Specification