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System for Associating Identification and Personal Data for Multiple Magnetic Stripe Cards or Other Sources to Facilitate a Transaction and Related Methods

  • US 20080048026A1
  • Filed: 10/30/2007
  • Published: 02/28/2008
  • Est. Priority Date: 05/29/1998
  • Status: Active Grant
First Claim
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1. A system to provide a customized set of identification data to facilitate a transaction, the system comprising:

  • a computer having memory;

    a database in communication with the computer to store a plurality of personal control IDs and a plurality of sets of personal data; and

    program product stored in the memory of the computer and including instructions to perform the operations of;

    receiving a set of personal data from a remotely positioned user, requesting and receiving a personal ID from the user to associate with a set of personal data, storing the personal ID and the set of personal data in the database, receiving a request for at least a portion of the set of personal data of the user from a point-of-transaction terminal or associated data processor, the request including both the personal ID of the user and a provider ID, and providing customized information to the point-of-transaction terminal or associated data processor based on a data profile derived from the set of personal data of the user.

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