User Configurable Alerts for ATM Transactions
First Claim
Patent Images
1. In a first computer device, a method comprising:
- linking an alert to an occurrence of a specific activity within a customer account, which account is accessible via a network-connected device;
monitoring for the activity within said customer account that is related to the alert selected by the customer; and
in response to the occurrence of the activity, automatically forwarding the alert for outputting at the network-connected device during a subsequent access of said customer account via the network-connected device, wherein the alert is forwarded for outputting utilizing an output mechanism of the network-connected device to signal the occurrence of the activity within said customer account.
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Abstract
A method, system and computer program product for enabling user-customization of an ATM display/receipt for a transaction carried out at an automated teller machine (ATM). The customer/user of the ATM creates/selects specific alerts to be outputted during subsequent ATM transactions. The alerts/notices are linked to the customer account. During subsequent access to the user'"'"'s account via an ATM, the pre-selected alert/notice is displayed to the user or printed on the transaction receipt.
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Citations
17 Claims
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1. In a first computer device, a method comprising:
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linking an alert to an occurrence of a specific activity within a customer account, which account is accessible via a network-connected device;
monitoring for the activity within said customer account that is related to the alert selected by the customer; and
in response to the occurrence of the activity, automatically forwarding the alert for outputting at the network-connected device during a subsequent access of said customer account via the network-connected device, wherein the alert is forwarded for outputting utilizing an output mechanism of the network-connected device to signal the occurrence of the activity within said customer account. - View Dependent Claims (2, 3, 4)
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5. A data processing system comprising:
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a processor;
a data storage facility hosting one or more customer account information;
network connection means for allowing remote access via an external device to said one or more customer account information at the data storage facility; and
program logic for;
linking an alert to an occurrence of a specific activity within a customer account that is accessible via an automatic teller machine (ATM), wherein said alert has one or more characteristics associated therewith, including whether the alert is confidential or non-confidential;
monitoring for the activity within said customer account that is related to the alert selected by the customer; and
in response to the occurrence of the activity, automatically forwarding the alert for outputting at the ATM during a subsequent access of said customer account during an ATM transaction, wherein the alert is forwarded for outputting utilizing an output mechanism of the ATM to signal the occurrence of the activity within said customer account, wherein an outputting of the alert at the ATM is affected by a confidentiality characteristic associated with the alert. - View Dependent Claims (6, 7, 8)
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9. An ATM network comprising:
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a repository of customer accounts maintained by a financial institution;
a plurality of ATMs with access to said repository and which provides a user with authenticated access to a customer account stored on said repository; and
at least one financial institution computer for accessing and updating information within the customer account stored on said repository, said computer having a processor and code executing thereon to provide;
means for linking an alert to an occurrence of a specific activity within a customer account, which account is accessible via an automatic teller machine (ATM);
means for monitoring for the activity within said customer account that is related to the alert selected by the customer; and
in response to the occurrence of the activity, means for automatically forwarding the alert for outputting at the network-connected device during a subsequent access of, said customer account during an ATM transaction, wherein the alert is forwarded for outputting utilizing an output mechanism of the ATM to signal the occurrence of the activity within said customer account. - View Dependent Claims (10, 11)
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12. A computer program product comprising:
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a computer readable medium; and
program instructions on said computer readable medium for;
linking an alert to an occurrence of a specific activity within a customer account, which account is accessible via a network-connected device;
monitoring for the activity within said customer account that is related to the alert selected by the customer; and
in response to the occurrence of the activity, automatically forwarding the alert for outputting at the network-connected device during a subsequent access of said customer account via the network-connected device, wherein the alert is forwarded for outputting utilizing an output mechanism of the network-connected device to signal the occurrence of the activity within said customer account. - View Dependent Claims (13, 14, 15)
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16. A method comprising:
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defining an alert message that is triggered by an occurrence of a specific transaction on a customer account within a financial institution;
in response to an access to the customer account via an automatic teller machine (ATM) to complete an ATM transaction, determining whether the specific transaction has occurred on the customer account; and
in response to determining that an occurrence of the specific transaction has occurred, forwarding the alert message for outputting of the alert message at the ATM to signal that the specific transaction has occurred on the customer account. - View Dependent Claims (17)
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Specification