Proximity payment card with security interlock

• US 20080061149A1
• Filed: 09/11/2006
• Published: 03/13/2008
• Est. Priority Date: 09/11/2006
• Status: Abandoned Application

• Current Assignee: Mastercard International Incorporated (MasterCard Incorporated)
• Original Assignee: Mastercard International Incorporated (MasterCard Incorporated)
• Inventors: Tanner, Colin
• Application Number:
  US11/518,754
• Publication Number:
  US 20080061149A1
• Time in Patent Office: Days
• US Class Current: 235/492
• CPC Class Codes: G06K 19/07345 by activating or deactivating at least a part of the circuit on the record carrier, e.g. ON/OFF switches

Abstract

An identification token includes a body and a radio frequency identification (RFID) integrated circuit (IC) supported by the body. A light sensor is coupled to the RFID IC. The RFID IC is operative to transmit an identification code in response to an interrogation signal only if the light sensor is detecting ambient light.

Claims

1. An identification token comprising:

a body;

a radio frequency identification (RFID) integrated circuit (IC) supported by the body; and

a light sensor coupled to the RFID IC;

wherein the RFID IC is operative to transmit an identification code in response to an interrogation signal only if the light sensor is detecting ambient light.

2. The identification token of claim 1, wherein the light sensor is supported on the RFID IC.

3. The identification token of claim 1, wherein the identification code is a payment card account number.

4. The identification token of claim 1, further comprising:

an antenna embedded in the body and coupled to the RFID IC;

and wherein the RFID IC receives the interrogation signal via the antenna.

5. The identification token of claim 4, wherein the interrogation signal provides power for operation of the RFID IC.

6. The identification token of claim 5, wherein the body is card-shaped.

7. The identification token of claim 1, wherein the RFID IC does not receive a power signal from the light sensor.

8. The identification token of claim 1, wherein the body is card-shaped.

9. The identification token of claim 8, further comprising:

a window in said body at a locus of the light sensor, said window for allowing ambient light to reach the light sensor.

10. The identification token of claim 9, further comprising:

an indication on said body for indicating to a user that the user is to keep the user'"'"'s fingers from covering said window.

11. The identification token of claim 1, wherein the light sensor is tuned to detect radiation only in a wavelength band that does not exceed about 150 nm in width.

12. A method comprising:

receiving an interrogation signal at a radio frequency identification (RFID) integrated circuit (IC);

determining whether a light sensor coupled to the RFID IC is detecting ambient light; and

transmitting an identification code from the RFID IC if it is determined that the light sensor is detecting ambient light.

13. The method of claim 12, wherein the receiving step includes powering the RFID IC from the interrogation signal.

14. The method of claim 12, wherein the identification code is a payment card account number.

15. The method of claim 12, wherein the receiving step includes receiving the interrogation signal via an antenna embedded in a card-shaped body.

16. The method of claim 15, wherein the transmitting step includes transmitting the identification code via the antenna.

17. The method of claim 16, wherein the receiving step includes powering the RFID IC from the interrogation signal.

18. The method of claim 17, wherein the RFID IC does not receive a power signal from the light sensor.

19. A point of sale (POS) terminal comprising:

a processor;

input means, coupled to the processor, for receiving transaction information;

a proximity coupling device, coupled to the processor, for receiving payment card account information from a proximity payment device;

a housing that contains at least one of the proximity coupling device and the processor;

a power supply contained in the housing; and

a light source positioned to illuminate a space adjacent the proximity coupling device, the light source coupled to the power supply to receive power from the power supply.

20. The POS terminal of claim 19, wherein the light source is mounted on the housing.

21. The POS terminal of claim 20, wherein the light source comprises a light-emitting diode.