Automated transaction machine
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Accused Products
Abstract
An automated retail terminal in which a plurality of goods and/or services are provided in an integrated system. The integrated system generally avoids duplicating hardware or functions in the course of delivering the goods or services offered, so for example in a combination ATM and Internet kiosk the same credit card or smart card reader is used for both the ATM and the Internet kiosk functions, the same control screen activates the ATM functions and the Internet functions, and etc.
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Citations
103 Claims
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1-15. -15. (canceled)
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16. An automated retail terminal for use by a consumer to purchase from a banking or commercial ATM provider, cash access services, comprising:
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an automated teller machine;
an Internet interface to the automated teller machine for providing the user with services for immediately realizing access to dispensable currency;
a user interface to the automated teller machine;
means for identifying the user to the automated teller machine;
network services to the automated teller machine that include encryption services, security services and at least one ATM network connection; and
means for selectively dispensing at least one form of dispensable currency using the automated teller machine video command or control touchscreen;
where the consumer may purchase cash access services through the use of the user interface and the ATM network connection, in combination with Intranet services, Internet services or the World Wide Web on the Internet. - View Dependent Claims (17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 61, 62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72, 73)
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74. A method for a consumer to purchase cash access services from a banking or commercial ATM service providers comprising the steps of:
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providing automated teller machine access to the consumer by means of an Internet interface to an automated retail terminal;
providing Intranet services to the consumer by the use of an automated retail terminal such that the consumer can purchase a cash access service;
providing Internet services to the consumer by the use of an automated retail terminal such that the consumer can purchase a cash access service;
providing World Wide Web services to the consumer by the use of an automated retail terminal, such that the consumer can purchase a cash access service; and
purchasing the cash access services from the ATM service. - View Dependent Claims (75, 76, 77, 78, 79, 80, 81, 82, 83, 84, 85, 86, 87, 88, 89, 90, 91, 92, 93, 94, 95, 96, 97, 98, 99, 100, 101, 102)
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103. Integrated banking and transaction apparatus for use by a consumer, comprising:
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an automated teller machine; and
means for providing a retail transaction to the consumer through an Internet interface and an Intranet service to the automated teller machine.
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Specification