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Secure Universal Transaction System

  • US 20080072064A1
  • Filed: 09/18/2006
  • Published: 03/20/2008
  • Est. Priority Date: 09/18/2006
  • Status: Active Grant
First Claim
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1. A secure universal transaction system, comprising:

  • an operations and resource component, includinga first biometric security component,a second security component,a communication component for enabling communication between the operations and resource component and at least one network,a processor, anda data storage component;

    a communication device for enabling user interaction with the operations and resource component, the communication device includinga token interface,a biometric reader for enabling a user to input a biometric reading,a communication component for enabling communication between the communication device and the operations and resource component,a user input component for inputting user commands and information into the communication device,an output component for providing information to the user,a processor, anda data storage component; and

    a secure token adapted to interface with the token interface of the communication device, includinga token security component for generating a security code, anda data storage component for storing user data,wherein user access to the operations and resource component is permitted only when the secure token is interfaced with the token interface of the communication device, the biometric reading entered by the user matches a biometric reading associated with the secure token in the biometric security component of the operations and resource component, and the security code generated by the token security component matches a corresponding security code associated with the secure token in the second security component of the operations and resource component.

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