METHODS AND SYSTEMS FOR PROVIDING A USER INTERFACE FOR AN ALTERNATIVE PAYMENT PLATFORM

• US 20080077506A1
• Filed: 07/23/2007
• Published: 03/27/2008
• Est. Priority Date: 07/28/2006
• Status: Abandoned Application

• Current Assignee: TrialPay Incorporated (Visa, Inc.)
• Original Assignee: TrialPay Incorporated (Visa, Inc.)
• Inventors: Angelos, Terry, Rampell, Alastair, Campbell, Alex
• Application Number:
  US11/781,831
• Publication Number:
  US 20080077506A1
• Time in Patent Office: Days
• US Class Current: 705/27
• CPC Class Codes: G06Q 20/12 specially adapted for electronic shopping systems
• CPC Class Codes: G06Q 20/24 Credit schemes, i.e. "pay after"
• CPC Class Codes: G06Q 20/40 Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
• CPC Class Codes: G06Q 30/06 Buying, selling or leasing transactions
• CPC Class Codes: G06Q 30/0601 Electronic shopping [e-shopping]

Abstract

Methods and systems are provided for providing a user interface to an alternative payment platform. The methods and systems may include, in an environment in which a user is presented with a primary offer for an item, providing an interface that allows a user to view at least one alternate offer, presenting an alternate offer from at least one alternate offeror, and upon user selection of an alternate offer, providing an interface by which a user commits to satisfy an obligation with respect to the selected alternate offer, the satisfaction of which will entitle the user to obtain the item offered in the primary offer.

Claims

1. A method of providing a user interface to an alternative payment platform, comprising:

in an environment in which a user is presented with a primary offer for an item, providing an interface that allows a user to view at least one alternate offer;

presenting an alternate offer from at least one alternate offeror; and

upon user selection of an alternate offer, providing an interface by which a user commits to satisfy an obligation with respect to the selected alternate offer, the satisfaction of which will entitle the user to obtain the item offered in the primary offer.

2. A method of claim 1, wherein the interface for presenting an alternate offer maintains the same visual appearance as the environment in which the primary offer is presented.

3. A method of claim 1, wherein the interface for presenting an alternate offer maintains the same ecommerce environment of the primary offer.

4. A method of claim 1, wherein the alternate offers are provided in a list.

5. A method of claim 4, wherein the list is based on ranking the alternate offers.

8. A method of claim 1, wherein the interface for presenting an alternate offer includes presenting real-time status of the user'"'"'s acceptance of the alternate offer.

9. A method of claim 1, wherein the interface for presenting an alternate offer allows a user to view the user'"'"'s activity associated with prior primary offers.

10. A method of claim 1, wherein the interface for presenting an alternate offer allows a user to view the user'"'"'s activity associated with prior alternate offers.

11. A method of claim 1, wherein the interface for presenting an alternate offer allows a user to view a primary offer, an alternate offer, and an association therebetween.

12. A method of claim 1, further comprising, upon satisfaction of the obligation, providing an interface by which the primary offer is fulfilled.

15. A method of claim 1, wherein fulfilling the primary offer includes receiving a mailing address of the user for delivery of the primary offer.

6-7. -7. (canceled)

13-14. -14. (canceled)

16. A user interface to an alternative payment platform, comprising:

an interface in an environment in which a user is presented with a primary offer for an item that allows a user to view at least one alternate offer; and

an interface for allowing a user to select an alternate offer, wherein a user is prompted to commit to satisfy an obligation with respect to the selected alternate offer, the satisfaction of which will entitle the user to obtain the item offered in the primary offer.

17. A user interface of claim 16, wherein the interface for presenting an alternate offer maintains the same visual appearance as the environment in which the primary offer is presented.

18. A user interface of claim 16, wherein the interface for presenting an alternate offer maintains the same ecommerce environment of the primary offer.

19. A user interface of claim 16, wherein the alternate offers are provided in a list.

23. A user interface of claim 16, wherein the interface for presenting an alternate offer includes presenting real-time status of the user'"'"'s acceptance of the alternate offer.

24. A user interface of claim 16, wherein the interface for presenting an alternate offer allows a user to view the user'"'"'s activity associated with prior primary offers.

25. A user interface of claim 16, wherein the interface for presenting an alternate offer allows a user to view the user'"'"'s activity associated with prior alternate offers.

26. A user interface of claim 16, wherein the interface for presenting an alternate offer allows a user to view a primary offer, an alternate offer, and an association therebetween.

27. A user interface of claim 16, further comprising, an interface associated with the alternative payment platform by which the primary offer is fulfilled.

20-22. -22. (canceled)

28-30. -30. (canceled)