CROP QUALITY INSURANCE
First Claim
1. A method for providing insurance, comprising:
- providing a bundle of products and services to a crop producer, the bundle of products and services comprising seed products and insurance;
wherein the insurance provides a benefit to the crop producer if crop grown from the seed products does not meet or exceed a crop quality threshold;
determining if crop grown from the seed products meet or exceed the crop quality threshold;
if the crop grown from the seed products does not meet or exceed the crop quality threshold, providing the benefit to the crop producer according to the insurance.
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Accused Products
Abstract
A method for providing insurance includes providing a bundle of products and services to a crop producer, the bundle of products and services comprising seed products and insurance. The insurance provides a benefit to the crop producer if grain grown from the seed products does not meet or exceed a crop quality threshold. The method further includes determining if crop grown from the seed products meets or exceeds the crop quality threshold and if the crop does not meet or exceed the crop quality threshold, providing the benefit to the crop producer according to the insurance. The benefit may be a cash benefit or a seed credit. The crop quality may be related to a particular end use for the grain such as ethanol production, food production, or use as a livestock feed.
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Citations
25 Claims
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1. A method for providing insurance, comprising:
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providing a bundle of products and services to a crop producer, the bundle of products and services comprising seed products and insurance;
wherein the insurance provides a benefit to the crop producer if crop grown from the seed products does not meet or exceed a crop quality threshold;
determining if crop grown from the seed products meet or exceed the crop quality threshold;
if the crop grown from the seed products does not meet or exceed the crop quality threshold, providing the benefit to the crop producer according to the insurance. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15)
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16. A method for providing insurance, comprising:
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providing a bundle of products and services to a crop producer, the bundle of products and services comprising seed products and crop quality insurance;
wherein the insurance provides a benefit to the crop producer if crop grown from the seed products does not meet or exceed a crop quality threshold associated with ethanol production, the crop quality threshold at least partially based on high total fermentables;
determining if crop grown from the seed products meets or exceeds the crop quality threshold associated with ethanol production;
determining a premium for crop grown from the seed products which meets or exceeds the crop quality threshold associated with ethanol production;
if the seed products do not meet or exceed the crop quality threshold, providing the benefit to the crop producer according to terms of the crop quality insurance, the benefit at least partially based on the premium. - View Dependent Claims (17, 18, 19)
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20. A method of providing crop quality insurance, comprising:
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providing a seed product to a crop producer;
associating crop quality insurance with the seed product;
receiving a determination of whether crop grown from the seed product meets or exceeds a crop quality threshold;
if the crop grown from the seed product does not meet or exceed the threshold providing a benefit under the crop quality insurance. - View Dependent Claims (21, 22, 23, 24, 25)
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Specification