Communication System And Method Using Visual Interfaces For Mobile Transactions
First Claim
1. A system for providing a mobile transaction, such as a payment, the system including:
- a first means (1, 14) at a point of sale for entering transaction data and customer data and having a unique ID associated therewith; and
a mobile transaction platform (9) connected via a first link (5) to the first means (1, 14), the mobile transaction platform (9) being adapted to receive the transaction data, the customer data and the unique ID, and to provide the transaction data, the customer data and the unique ID to a payment provider (7) for authorizing an electronic fund transfer at the point of sale, the mobile transaction platform (9) being further adapted to provide the authorization information of the payment provider (7) via a second link (3), which is distinct from the first link (5), to a mobile device (10) of the customer, wherein the authorization information is in form of a machine readable visual symbol, the first means (1, 14) being adapted to read and decode the visual symbol from the mobile device (10) and to send the decoded visual symbol via the first link (5) to the mobile transaction platform (9) for finalizing the transaction.
8 Assignments
0 Petitions
Accused Products
Abstract
The invention relates to a system and a method for providing a mobile transaction, such as a payment, the system including: a first means at a point of sale for entering transaction data and customer data and having a unique ID associated therewith; and a mobile transaction platform connected via a first link to the first means, the mobile transaction platform being adapted to receive the transaction data, the customer data and the unique ID, and to route the transaction data, the customer data and the unique ID to a payment provider for obtaining authorization for an electronic fund transfer at the point of sale, the mobile transaction platform being further adapted to provide the authorization information of the payment provider via a second link, which is distinct from the first link, to a mobile device of the customer, wherein the authorization information is in form of a machine readable visual symbol, the first means being adapted to read and decode the visual symbol from the mobile device and to send the decoded visual symbol via the first link to the mobile transaction platform for finalizing the transaction.
125 Citations
26 Claims
-
1. A system for providing a mobile transaction, such as a payment, the system including:
-
a first means (1, 14) at a point of sale for entering transaction data and customer data and having a unique ID associated therewith; and
a mobile transaction platform (9) connected via a first link (5) to the first means (1, 14), the mobile transaction platform (9) being adapted to receive the transaction data, the customer data and the unique ID, and to provide the transaction data, the customer data and the unique ID to a payment provider (7) for authorizing an electronic fund transfer at the point of sale, the mobile transaction platform (9) being further adapted to provide the authorization information of the payment provider (7) via a second link (3), which is distinct from the first link (5), to a mobile device (10) of the customer, wherein the authorization information is in form of a machine readable visual symbol, the first means (1, 14) being adapted to read and decode the visual symbol from the mobile device (10) and to send the decoded visual symbol via the first link (5) to the mobile transaction platform (9) for finalizing the transaction. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15)
-
-
16. A method for providing a mobile transaction, such as a payment, the method including the steps of:
-
providing transaction data and customer data at first means (1, 14) at a point of sale as well as a unique ID associated with the first means (1, 14);
transmitting the transaction data, the customer data, and the unique ID from the first means (1, 14) via a first link (5) to a mobile transaction platform (9), the mobile transaction platform (9) being adapted to receive the transaction data, the customer data and the unique ID, and to provide the transaction data, the customer data and the unique ID to a payment provider (7) for authorizing an electronic fund transfer at the point of sale;
providing the authorization information of the payment provider (7) from the mobile transaction platform (9) via a second link (3), which is distinct from the first link (5), to a mobile device (10) of the customer, wherein the authorization information is in form of a machine readable visual symbol;
reading and decoding at the first means (1, 14) the visual symbol from the mobile device (10); and
sending the decoded visual symbol via the first link (5) to the mobile transaction platform (9) for finalizing the transaction. - View Dependent Claims (17, 18, 19, 20, 21, 22, 23, 24, 25, 26)
-
Specification