System and method for storing user data in a centralized database and intelligently reducing data entry
First Claim
1. A method for completing a transaction using user-specific information stored in a centralized database, the method comprising:
- receiving a request from a user of a user computing system to initiate a transaction, wherein the transaction requires user-specific information in at least one associated field to complete the transaction;
receiving a request from a service provider system for the user-specific information;
providing the service provider system with the user-specific information when the user-specific information is stored in the centralized database;
requesting the user-specific information from the user computing system when the user-specific information is not stored in the centralized database;
receiving the user-specific information from the user computing system when the user-specific information is not stored in the centralized database; and
storing the user-specific information received from user computing system in the centralized database when the user-specific information is not stored in the centralized database.
2 Assignments
0 Petitions
Accused Products
Abstract
A method and system for storing user-specific information in a centralized database and reducing data entry by intelligently determining what data is already stored in the centralized database and what data needs to be collected from the user. The method includes receiving a request from a user of a user computing system to initiate a transaction, wherein the transaction requires user-specific information in at least one associated field to complete the transaction, and receiving a request from a service provider system for the user-specific information. The method further includes providing the service provider system with the user-specific information when the user-specific information is stored in the centralized database, and, when the user-specific information is not stored in the centralized database, requesting the user-specific information from the user computing system, receiving the user-specific information from the user computing system, and storing the user-specific information received from user computing system in the centralized database.
103 Citations
39 Claims
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1. A method for completing a transaction using user-specific information stored in a centralized database, the method comprising:
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receiving a request from a user of a user computing system to initiate a transaction, wherein the transaction requires user-specific information in at least one associated field to complete the transaction; receiving a request from a service provider system for the user-specific information; providing the service provider system with the user-specific information when the user-specific information is stored in the centralized database; requesting the user-specific information from the user computing system when the user-specific information is not stored in the centralized database; receiving the user-specific information from the user computing system when the user-specific information is not stored in the centralized database; and storing the user-specific information received from user computing system in the centralized database when the user-specific information is not stored in the centralized database. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13)
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14. A computer readable medium having stored thereon instructions for storing user-specific information in a centralized database comprising machine executable code which when executed by at least one processor, causes the processor to perform steps comprising:
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receiving a request from a user of a user computing system to initiate a transaction, wherein the transaction requires user-specific information in at least one associated field to complete the transaction; receiving a request from a service provider system for the user-specific information; providing the service provider system with the user-specific information when the user-specific information is stored in the centralized database; requesting the user-specific information from the user computing system when the user-specific information is not stored in the centralized database; receiving the user-specific information from the user computing system when the user-specific information is not stored in the centralized database; and storing the user-specific information received from user computing system in the centralized database when the user-specific information is not stored in the centralized database. - View Dependent Claims (15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26)
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27. A system for storing user-specific information in a centralized database, the system comprising:
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a user computing system operable to initiate a transaction, wherein the transaction requires user-specific information in at least one associated field to complete the transaction; an application provider system comprising a centralized database operable to store user-specific information associated with at least one field; and a service provider system operable to request user-specific information from the application provider system; wherein the application provider system provides the user-specific information to the service provider system when the user-specific information is stored in the centralized database of the application provider system, wherein the application provider system requests the user-specific information from the user computing system when the user-specific information is not stored in the centralized database; wherein the application provider system receives the user-specific information from the user computing system when the user-specific information is not stored in the centralized database, and wherein the application provider system stores the user-specific information in the centralized database when the user-specific information is not stored in the centralized database. - View Dependent Claims (28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39)
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Specification